[Resolved]  HSBC Bank Account — Wrong Charges Debited by Bank

I am holding a HSBC saving account number[protected] where the bank has debited Rs.900 for non-maintainance of minimum balance of Rs.1,00,000. My account is a smart money account and as per the agreement with bank there is no need to maintain any balance. I have already lodged a complaince with the bank 2 months ago and whenever I call up the bank, I am told that the charges will be reversed within next 48 hours but nothing is happening. These banks are all cheater and poor consumers are left with no choice but to get exploited.