HSBC Credit Card — AMT TRF AS BALANCE TRF ON 12 MONTHS EMI ADDED IN CARD ACCOUNT

I AM HOLDING CREDIT CARD NO. [protected].

LAST DEC'08 I HAVE MADE BALANCE TRF OF MY ICICI CARD TO ABOVE HSBC CARD ON 12 MONTHS EMI BASIS. THEY HAVE SPLITTED THE AMOUNT IN 30000 AND 8000 APPROX. WHILE DOING BALANCE TRF THEY TOLD ME SOME INTEREST WILL BE CHARGED BY THEM ON THE AMOUNT AND TOLD ME THE EMI AROUND Rs.3000/-

BUT THE HSBC CARD ADDED Rs.30000/- IN MY PURCHASE ACCOUNT AND NOW THEY ARE CHARGING THEIR INTEREST AROUND 42% ON THE SAID AMOUNT. I AM REGULARLY PAYING THEIR AMOUNT IN MIN DUES AMOUNT TILL DATE I HAVE PAID MUCH MORE AMOUNT THAN WHAT I HAVE UTILISED FROM CREDIT CARD.

NOW I WANT TO DO SETTLEMENT, BUT THEY ARE DENYING FOR THE SAME. PLS HELP ME OUT.

WARM REGARDS, ADITI