HSBC Credit Card — false Billing

Hi ,
i had HSBC Credit card [protected] in past year it was expired on march-2009, after that on March -2009 statement they charge Rs 700 for PRIMARY CARD MEMBERSHIP FEE , so had i denied to pay this fee and till that time i had not received new credit card and my past all the dues was clear so i have not paid March-2009 bill , then they send another Bill in April with late fee charges , at that time i wrote to HSBC customer care and also called them , but they replied to me that any how you have to pay these Bills then we will stop late payment charges, i asked them if i have not received new card and i am not using your bank services any more then why i have to pay these Bills , but they denied my all the arguments and refuse my complaints . After that every month they are sending my old card statement with these late fee charges.i haven;t checked any statement , but last week i applied for personal Loan with Citi , then citi inform me that some of the banks have logged complaints again you in CIBIL , so they denied my Loan , then i checked my HSBC account and i found Rs 3900 Credit card statements and all of them are late fee charges, So please suggest what i have to do , i want to go court against HSBC , because i have not used there services then why i have to pay false amount ?

Regards
Arvind Gautam