[Resolved]  ICICI Bank Credit Card — asking me to Pay 2699/- which is fraud

Dear Sir

Kindly help me on this as ICICI Bank is playing frud in my credit card statement:

Cheque Returned from ICICI Bank reason not defined and I was not in formed on the same either through Mail or telephone. As I have only received mail of cheque payment received only but Still don't know where the Cheque is lying because it is not yet delevered to postal address nor to my concerned bank.How can this be late payment charges when i have not made any late payment.

Secondly when I have not crossed my limit interms of purchase as against my Total eligible limit Rs.43000/- how can bank place an over limit charges rather the bank is holdin excess of Rs685.36/- my cash

Thirdly I don’t know why bank is putting Three service taxes in a month.

Fourthly I don't why intrest charges are levied when I have payed within my due date.


Transaction Date From 04/12/2008 Till 03/01/2009
Details Amount Date
Total Eligible limit 43000
Total Purchase 42714.64 04/12/2008 Till 03/01/2009
Payment Made 43400 02/01/09
Buffer My Cash with ICICI Bank 685.36
Cheque Pyments Made 20, 000/- 16/12/2008
Charges Put By ICICI Bank
Intrest Charges 1032.2 02/01/09
Service Tax 1 160.95 02/01/09
Service Tax 2 61.8 30/12/2008
Service Tax 3 74.16 22/12/2008
Late Payment Fee 600 28/12/2008
Overlimit Charges 500 30/12/2008
Total Charges 2429.11


i am almost lost today about my payments with icici bank .

thanks and regards
yuvaraj v