[Resolved]  ICICI Home Finance Limited — OVERCHARGED INTEREST & PROCESSING FEE

LOAN NO LBDEL[protected]

LOAN AMOUNT RS 2170260

EMI RS 23990

NAME ANIL AGRAWAL

ADDRESS ; 27 NAVKRANTI APARTMENT
75 PATPAR GANJ
DELHI-110092

PHONE NO[protected]

Dear Sir

I have taken the loan from ur reputed bank of Rs 21, 70, 260 on 03.07.2006 with a tenor of 180 month.The bank has raised the interest rates from time to time and Installment also raised from Rs 21481 to 23990/

I have paid the installment from Aug 2006 on time even of my financial difficulties and faith on ur bank, also not seeing the roomers that the ICICI bank become defaulted

I have paid Rs 794671 till date but my principal reduced by Rs 67100 i, e less than 9 % of my hard payment

other bank reducing Interest rates but ur bank is not ???

your bank also given loan to new customer on low interest 9.25 % and charging 0.5 % processing fee but old customer is remain same ???

I just hard that ur bank is also rescheduling old loan so i went ur home loan branch, they asked me to pay 1.5 % as processing fee .

my question is that I have paid lot of money to u, why charging 1.5 % fee from me ???/

As a old customer, you have to charge Nil processing fee from me for rescheduling or 0.5 % as u taken from New customer

Request you to kindly allow us the rescheduling on NIL or 0.5 % processing fee

Regards

ANIL AGRAWAL