[Resolved]  ICICI Home Loan — Home Loan Disbursal

Hi,

I had completed all process documents which are required by ICICI for the process, the cheque is also ready as oer the last update, but i am being told that will take another week.

As per the commitment from ICICI, I trusted the bank officials and had made arrangements to shift to the new house, but now i am being told to move from my old house which would result in another additional expense of abt a lakh for deposit / Advance rent. There are adds displayed on website which says easy Loan, minimum documents etc etc ....

The primary thing is my laon is santioned the disbursal cheques are ready and the even the loan account of the seller is closed. Now the loan of the seller was also from ICICI which makes it an internal account clsoure too. Now i do not understand the logic of delay in the second cheque disbursal.

Still i am not getting any commitments from any Managers that i will get the response as expected.

I was being offered low interest rate from XYZ bank (my salary account bank) also one of my team member who is had applied Loan after me already got a disbursal.

This highlights the commitment and Promises made by the Bank. I am totally disatisfied with the customer Relationship here.

Regards,
Suresh Nair
Operations Manager
Wipro