[Resolved]  ICICI Lombard Motor Insurance — NO PAYMENT OF INSURANCE

Address:

Guntur, Andhra Pradesh

Respected Sir,

I am Ashok Kumar yadav serving in Indian Army ,Holding ICICI Lombard
Motor Insurance Cert No 3005/13029641/10164/000 dt 21 Mar 11. I write
down few lines for your kind consideration and favouable action pl. I
bought a new vehcle on 18 Mar 11 and insurance alongwith the veh. On
29 Apr my brother Mr Surjit Kumar yadav met with accident, on the date
of accident he was holding LD(learner DL) as well as he had already
applied for the Permanent DL, he received the DL on 05 May 11. We made
request accordingly, a svy officer visited and told us to deposite the
veh to the nearest Hero Honda Agency for repair. Now the veh is ready
for delivery they are now saying that the cost of the repair is
52,000/- which is now required to paid by us as that at time of
accident the driver was holding Learner Driving Licence. But as you
are aware regarding issue of DL. If you apply for DL it takes minimum
10 days, we have already applied for the DL on the date of accident. I
have few points to discuss that are as under :-

(i) If the claim was not in order why the svy officer insisted us to
deposit the veh for repair, we would get repaired whenever we have the
amount as said.

(ii) The Defination of Driver to drive Veh is . Any person
including insured provided that a person driving helds an effective
driving licence at the time of accident and or not disqualified from
holding or obtaining licence.Provided aso that the person holding an
effective Learners licence may also drive the vehicle and that such a
person satisfies the requirement of Rule 3 of Central Motor Vehicle
Rules, 1989


Pl look in to the matter and reply me soon.

Motor Veh Accident Claim registration No is MOT02156seven5


Ashok Kumar Yadav (My EMAIL ID is ([protected]@gmail.com)