[Resolved]  ICICI Prudential — Fraud Health Insurance Policy

Address:

South 24 Parganas, West Bengal

My policy No. was[protected] of ICICI Prudential, Health Solution.
Mr. Mihir Sanghavi ([protected]) of Mumbai, Gatkopar branch made my policy, his boss was Ajay Negi.
At the time of discussion he told me that the premium of the Policy is Rs. 10000. out of which around Rs. 4000 will be deduct as coverage for 3 L Heath Insurance and rest will be made fixed at 9.5% interest. At the time of policy Mihir did not disclose that it is going to be some different. I believed on him, and purchased the Policy. Then the policy paper was sent to my home town in Kolkata. At the time of policy I am told as the max amount is going to invest in FD so i can get back the rest amount even after one year tenure. If He told that I have to continue it for 3 years like any ULIP plan, then I thought some thing different.

Now when the policy covered one year, i went to ICICI Branch, and I am told that it is under ULIP plan so if Ineed my money back, then I have to continue it at least for 3 years. Which is not my expected reasult.
So, requesting you please do not any ICICI Prudential policies before thoroughly check.