[Resolved]  Indusind Bank — Personal Loan

Dear Sir

Recentally i have applied for home loan from CITI bank, where bank has rejected my loan stating that i have centain due/defaults of credit card or any other personal loan.

I would like ti say that i do have some credit cards, which i have taken 2 yrs back but i had never swipe them at all & i am not receving any dues bill from any credit card company.

I had personal loan in HSBC from May 07,which i had closed in last may 08 & also holding loan closer paper. I had never return any EMI of HSBC bank. i had requested HSBC bank to issue me clean EMI payment certificate but till date i have not received any correspondent from bank.

Further to inform you that i do hold personal loan from CITI bank & HDFC bank from 2008 & all EMI of this loan is duely paid by me.

I would like to know that where is my any credit default reported in CBIL & which bank has made me defaulter

Kindly Look into matter