[Resolved]  Kotak Mahindra Bank Credit Card Against Fixed Deposit — Complaint in respect of release of amount of my fixed deposit

Address:West Bengal

To
1. The Manager / Branch Manager,
Kotak Mahindra Bank
15, Park Street Kolkata-700016
Apeejay House,

2. Branch Manager
Kotak Mahindra Bank
1, Asutosh Chowdury Avenue
Ballygunge Kolkata-700019.


Re: Cancellation of Application for Credit Card which I have not received and cancelled
my Fix Term Deposit No [protected] being Customer Relationship No: 24514241

Sir,

With reference to the above I Arshad Hossain of 42/5, Jannagar Road Kolkata -700017 having a Saving A/C being No: [protected] at Kotak Mahindra Bank at 1, Asutosh Chowdury Avenue Ballygunge Kolkata-700019.
That in the month of March 2010 a person namely Baban Saha Contact No ([protected]) represented by Ms Rim of having her Contact No [protected] request me for a Term Fix Deposit of amount Rs 25000/- ( Rupees Twenty Five Thousand) on pretext of issuance of Credit Card against the term Deposit with in the 15 days of the executing of term deposit and as such I have done so. Xerox Copy of Form for your kind perusal.
That after a lapse of considerable period I continuously made a toll free call in regards to Credit Card wherein I have been instructed that my address is mismatched or my date of Birth is not matching thereafter I visited my Bank and met with Soubhatri Mukherjee (Branch Relationship Manager) on[protected] and request her to cancel the application for credit card as well my fix term deposit in reply she said that I need to update my address and date of Birth and as such I handed over my Passport for the same. Thereafter she stated that a credit card has been issued against term deposit but it has not been deliver to you as because the card has been returned back due to improper address and she have update my address and date of Birth and assured that the credit card will be reached to you with in 7 working days.
On several times I contact to the customer care service (Mr Rahul) on[protected] being request no[protected], again with Ms Naina on[protected] being request no :[protected]. But no solution has been made till yet and I have continuously harassed by the staff / management of the Bank.
In the premises stated above, I request you to cancel my credit card & refund my Term Deposit amount in my saving account instant failing I have no other alternative but to move a competent court of law for relief and remedies which please be noted.
Thanking you, yours faithfully

Arshad Hossain


Note : Neither they released my fix deposit payment nor they issued a credit card against my fix deposit till date
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Aug 13, 2020
Complaint marked as Resolved 
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FIC — Need Status Credit Card

I have applied credit card 1 month back through agent, till today i have not received any status regarding my credit card. Application No.[protected]. I am waiting for your reply.

Regards,
RAVI BABU THOTA
Mobile No.[protected]

FIC — Road

Recently they tarred the road and the debris has not been removed for over two months. Also the jalli has been put to tar the road without building the strom water drain outside the house. The entire area's stom water drain has been redone except in our lane.

The area is 142/A,
6th cross, Muniswamappa Layout,
Murugeshpalya,
Bangalore - 560 017

Kotak Mahindra Bank Credit Card against Fixed Deposit — Complaint in respect of False pretext of issue of Credit Card against Fixed deposit

Enclosed herewith attachment

inspite of repeated complaint the bank authority fail to deliver the credit card nor they release the payment of my term deposit

Kotak Mahindra Credit Cards — deposit fee

SUBJECT: DEPOSIT FEE & TAX

I am a Credit Card holder of Kotak, last time when I paid my due amount by depositing in Himayath Nagar Kotak Bank branch, there was no collection of deposit Fee, but on 7th Jan 2011 they have charged Rs. 75/- as fee and Rs. 07.75 as tax.

When I enquired with Customer Care, they informed me that from Sept'10 they have changed the rules & regulations of payment, which information was not informed before by Banking people.

My question is that, When I am not having saving account with Kotak bank, why you bank authorities given me Credit Card. Why we need to drop the cheque before 5 days or why we need to transfer the due amount from other saving bank before 3 days. Then what is the necessary to to give due date in the statement.

I think, this deposit fees collection activity will reduce the Kotak CreditCard customers gradually.

Please reply.

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