[Resolved]  Kotak Mahindra Bank Credit Card — timely not sending a statement & get the unnecessary late payment charges

Dear Sir / Madam

I have a credit card of Kotak Mahindra Bank with Customer relationship Number 19862820.
When I was use this card first time. I got a credit card statement after two to four day from the due date. Due to that I am not able to pay the payment on time. So bank apply a late payment charges. Once on request they were reverted that charges. But when I got a second statement it is also meet me after due date & again bank apply late payment charges. I was requested to bank for reversal of late payment they were not done a reversal. But I paid my dues except Late payment charges. Till Today they are sending a bill every month & applying a unnecessary charges for the same & also show me as defaulter in CIBIL

So please do the need for this kind of cheatings.