[Resolved]  LIC Credit Card — about my refunds money

Address:

Bastar, Chhattisgarh

Dear Sir
my credit card no.[protected]
with reference to above credit card, that credit card validity ends as on Dec.2012 and issuing authority unable to renew my card and also unable to clarify my refunds/money due to contract between bank and LIC not renew .MY sole question to you is that for all the transaction I had done about dues from net banking(visa money transfer) if I receive a refunds from any such as airline cancellation or rail ticket cancellation or any sources etc,how will the refunded amount be credited back to me?will be credited to my bank account or will be notified directly about such refunds.How will I receive my refunds?please clarify.
thanks
prem shanker shukla