Life Insurance Corporation of India [LIC] Complaints & Reviews

Not sure if the complaint is heard on this forum, but expressing my frustration for others to be aware of. I did a big mistake in taking home loan from LIC Housing Finance. The blunt of Govt organization trials. I have had problems from the beginning. There was a mistake in the sanction letter, to get that corrected, I had sent about 50 mails from branch office to the head office, couriered hard copy, called them several times, after several times of walking into the office, I finally got the Sanction letter corrected. If these were not enough, there was undue delay in disbursing loan amount; since I was constructing my house the loan amount was released in installments as the construction progressed, I had a tough time everytime I had to get the money from them, it was literally begging these scoundrels as if they were doing me a favour. If all these were not enough, the last check had my initial changed and the cheque did not pass. To get a replacement of the cheque was another night mare. The journey hasn't even passed 10%, I have the problem with these guys calculating EMI incorrectly and charging some "Addl charges" every month. I dont know what that is for? Just to get the EMI calculation clarified, I had sent about 25 mails, called them few times, sent mail to the Regional Head Office Chief. Actually I should not blame any of the low level staffs because the top managing the Regional Head Office at Bangalore is itself is a useless and unprofessional. There hasnt been a single response from him itself, how will his staffs work.
I dont know who to approach, is there a Ombudsman forum for LIC HFL or should I approach consumer court or an RTI.

lic/ jeevan Annand
Location: Barheta, Jehanabad, Bihar, India

Sunil Bhim Sharma on Dec 14, 2011

death claim release immediately
Respected Sir,

I am Bhim Sharma(nominee) my Bife name- Late Smt. Chinta Devi (policy holder). My Bife has expired on 24/11/2010. He had the Policy no.[protected] Branch - 517. policy amt. 100000.
mein bahut bar lic office me chakkar laga lagakar preshan ho gaya hun. but koi response nahi mil raha hai. death ka 1 years ho gaya hai. mein sabhi documents agent ko diya tha but woh mujhe gumrah kar raha hai. and preshan kiya ja raha hai. Hamare father bhi Exp. ho gaye hai .
please take hard action in this matter. policy agent and lic office ke staff kafi preshan kiya hai iske against hard action liya jay. policy agent no.[protected] agent Name :- Manorama Devi Pandey



I will be very much greatfull to you if you release the amount immediately

POLICY NUMBER[protected]
POLICY HOLDER NAME- LATE SMT. CHINTA DEVI
HUSBEND NAME – SHREE BHIM SHARMA-NONINEE
.ADDRESS- VILLAGE+ POST.- BARHETA, DIST. JEHANABAD, BIHAR
MOBILE NUMBER - [protected] (BHIM SHARMA) [protected] SUNIL SHARMA

Thanking You
Yours Faithfully

BHIM SHARMA -NONINEE
AJAY SHARMA & SUNIL SHARMA

death claim release immediately

DEAR SIR,
I am having very bitter experience with LIC money back policy No.[protected].The money back payment should be received before 20.2.2011 but as usual it wasnt.When i enquired repeatedly the answer was no and arrogancy and insulting treatment of branch officers.Finaly i registered case CC/11/340 in May 2011 with Hon consumer court kolhapur.The proceedings were conducted and finally LIC is ordered by Court Order dated 09.05.2012to pay Rs 4000/- to customer for gross negliences in duties.I hope that this step will improve the repayment services of LIC and the will turned towards online money transfer like NEFT/RTGS/ECS as per latest resolution of RBI in Sept 2012.Also i request to suffering customers to file cases wherever it is necessary against neglient behaviour and non professional/unfare trade practices/arrogancy of staff of LIC.

R/Sir,

My LIC Policies No.[protected],[protected],[protected],[protected],[protected],[protected],[prot...⇄
[protected],[protected],[protected],[protected] are inforce at LIC, Hadapsar Branch No. 95M. I have given application for change in address for two times in the concerned branch. I have met Branch Manager for this purpose, but I did not got any response till today. Kindly help for the same. My e-mail id is : vijaybhise.[protected]@gmail.com

My new address is as follows:
Mr. Bhise Vijay Jaysing,
D-1, 103, Jasminium,
Magarpatta City,
Hadapsar, Pune-13.

Dear Sir,I am agent Seema Bajpai in District Branch Lucknow code 7179225. I have taken a ULIP (Money Plus)Policy in the name of my minor son Aakarshan Bajpai.In May 2011 I had surrendered the policy as I needed the money for my son studies.but I was told that the amount has been encashed by me then I asked in accounts to Mr.Shukla he said there is no register so he cant help where the amount is? Then I asked Mr.Sanjay Chatterjee AAO(PROG) he assured that he'll find out then after talking to the head office he told me thats its true that it has been encashed.Then I had no choice except going to the AXIS BANK HEWETT ROAD where LIC was keeping its account. Then I requested the Bank Manager and told him everything so he confirmed with Mr.Sinha then he told me that this cheque was encashed by LIC itself but in the other account the A/C No is [protected] credited on 3.6.2011.(The copy from the bank is with me can be showed when required).Then Iasked Miss Nidhi Singh head of PHS department and told the whole matter she asked for the application and the NEFT form with the cancelled cheque leaf so that the amoun t can be transferred but again when the amount was not received I asked her then she told me that the amoun t has been adjusted in new business then I asked her who gave the authority to LIC then she said that the register in which these details were there is now missing in accounts department and the person who can tell about it i.e. Mr.Shukla accounts head has been transferred so she cannot trace the case. Now the thing is if my son is minorand I was not able to collect the cheque then LIC would have intimated at my residential address if not then they can keep the amount till the time I would have asked for it, but they encashed and also used without my permission and now refusing to give my account please check the whole matter the details are[protected] Money Plus ,Aakarshan Bajpai,amount 47052/,chq No- 0236482 dated 13.5.2011 voucher 2807 dated 13.5.2011. depositedin LIC account AXIS BANK A/C No [protected] Hewett Road Branch. on 3.6.2011Bajpai when I am divorced and in the form when I have mentioned my name in Proposer then how come it changed into his name Please see.
There is one more case my agency was terminated in in 2010 in August so the bonus was given to me and Mr Ansari took the cheque of Rs.6512 saying that this amount was given to me by mistake but when i reinstated my agency then this amunt should be given to me but they have not given the amount of Rs.6512 yet. Now I am a lady and being harrased by this branch. Please see as all Forgery is done here everyone knows but nobody helps here.
Thanx,
Seema Bajpai

Sir, I took policy No.[protected] of Rs. 2.55Lakhs on July 24, 2003 under which annual pension of Rs. 24000 is to be credited to my S/B Acct No.[protected] every August 1,till my life and later the principal amount is to be given to nominee.This year's pension due on July 1,2012 has not been so far credited to my account. I have issued post dated cheques to my creditors and delay in payment of pension by LIC India will embarass me.Kindly look into this and help.As per the system the amount is electronically transmitted and there should not be delay of even a day.AP Srivastava

SIR,
MAINE LIC MAI BIMA KARWAYA THA , KUCHH DINO TAK RUPAIYE JAMA KIYE THE UNAKI RASEED TURNT DETA THA, LEKIN 1,SAL SE MAI NE RUPAIYE JAMA KIYE HAI LEKIN RASID ABHITAK NAHI DEE HAI, AUR ABHI MALUM NAHI KI RUPAIYE JAMA KIYE HAI KI NAHI, KRIPYA AAP MERI HELP KARE,
THANKYOU AKHILESH SINGH

Dear sir
MY NAME: ALLURI SUBBARAJU
MY LICHFL LOAN ACCOUNT NO[protected] AND APPLICATION NO ---- 303548
AND MONTHLY PAYMENT Rs 8746/-
I HAVE TAKEN LICHFL LOAN FOR MY NIZAMPET ROAD HOUSE
FLAT NO 502 , USHODAYA RESIDENCE , NEAR BHASKAR MODEL SCHOOL , NIZAMPET ROAD ,KUKATPALLY ,HYDERABAD-500072
PLEASE SEND AS ON TODAY LOAN BALANCE AMOUNT

THANKING YOU SIR
SUBBARAJU ALLURI

I HAVE TAKEN A LOAN FOR RS 30.00 LAKHS AND I REQUIRE LOAN REPAYMENT CERTIFICATE FOR THE YEAR[protected] FOR IT PURPOSE.KINDLY SEND IT TO THE BELOW MENTIONED EMAIL ID.

ACCOUNT NUMBER:[protected]
NAME :HARIKRISHNAN V A
PLACE :CHENNAI
EMAIL ID :harish.[protected]@yahoo.co.in

1. I had taken a LIC policy in 2004 (policy No[protected]. The premium date is 08 July. I am supposed to get my 4 yearly money back of about 20,000/- plus amount on 08 July 2012. However, i have not yet got the same. i was waiting for the same to pay my yearly premium of Rs. 9398/-. But, the company has not yet responded to my queries. My personal details are given below :-
Name : Patrick Porthur Nicholas
Policy No :[protected]
Mobile No : [protected]
Yearly Premium date : 08 July

2. Please forward the check on my address below :-
Mr. Patrick PN
No 18/1, Nicholas's Nest
2nd Cross, Chavara Church Road
Ejipura, Viveknagar - PO
Bangalore - 560047

Describe of complete Pre-Payment of my Home loan LIC Housing Finance is not returning my House Registry papers. Everytime I visit their office they just say "We will provide you in 15 days" and when I again visit them in 15 days I get same answer. They give some lame excuse that it is to be dispatched from Lucknow. It has been over 7 months I have been troubled endlessly.

I have also escalated to their senior management but no use. I am a senior citizen and not in a position to tolerate this kind of behavior from LIC HF employees. Due to this I am not able to sell my House and I have already lost some good deals.

Sir we are facing lots of problem by giving nos. of 500 & 1000 notes in writing for any payment in INSURANCE Companies. Are we criminal?? every time while I m writing notes i feel I m guilty. This is a one method of giving undertaking regularly just criminals have to do. please take action on this.. We are not criminals.

Hi,
Its very sad that i am writing an complaint against LIC.When some one busy LIC he knows after him his family will take care in terms of money.
But this is not the case of my family. My father took 3 LIC and he expired last year in May 2011 since then his LIC amount is not being paid off. My mother is having an trouble time. The agent is not doing anything just simply saying that its going to be done. I cannot accept this, when it comes to take the premium they took in time but when it come to return the money they are showing colors.
And when my mother warned that agent that we will give a complaint he said you can complaint nothing will happen
Out of 3 LIC's only 1 i paid off till now. Please take some fast action against my complaint as mother dont know much about all these things and that agent is taking advantage of her.
Below are the policy numbers:
[protected]Paid)
[protected]Not Paid)
[protected]not paid)
My Father Name: Ashok Tyagi
City: Moradabad

Regards,
Abhishek Tyagi
[protected]
[protected]@yahoo.co.in

I HAVE ONE MONEY BACK POLICY NO.[protected] IN THE NAME OF HARIHAR SWARUP SRIVASTAVA IN WHICH REFUND IS DUE IN JANUARY 2012 BUT TILL DATE I HAVE NOT RECD IT.. MY ADVISOR WENT TO LIC OFFICE SECTOR 1 NOIDA MANY TIMES BUT OF NO USE . SOME TIME THEY TOLD HIM THAT BY ECS IT WILL COME DIRECTLY IN MY ACCOUNT FOR WHICH THEY HAVE TAKEN MY BOND COPY AS WELL CROSSED CHEQUE ALSO BUT TODAY THEY ME THAT MY CHEQUE HAS BEEN DISPATCHED IN JANUARY ITSELF..........BUT TILL DATE I HAVE NOT RECD IT , NOW I REQUEST YOU TO LOOK INTO THE MATTER AND PROVIDE ME THE CHEQUE WITH INTEREST FROM JANUARY..............

Complaint Related to :-LIC of India North Zone,(IPP Cell),11th floor, Tower II,124,Connaught Circus, NEW DELHI
Ref Policy No[protected]
Sl No 6229122
Cheque dated 01/02/2012 for Rs 11749.00
The above cheque in original was return to above office by my Regd. AD letter Dated11th May, 2012 on account of expiry of validity period.
However I am yet to receive the renewed annuity cheque for the above amount.
Nor I have received any communication from LIC.
What do I do?
Regards,

RC BOHRA
SIDDHARTHA
21, Anand Vihar Road No.1,
Tekri Madri Link Road,
UDAIPUR(Rajasthan)
PIN 313001

Dear Sir/Mam,
I need to bring it to your notice a very unpleasant, grave and very sad situation that I am facing for the last 11 months after my resignation from my previous employer LIC Of India.
I have worked with LIC of India as Senior Marketing Executive( On Contract basis) for the period 30/03/2010 to 31/07/2011
This was a contractual assignment in Administrative Officer Cadre of LIC Of India, Now I have resigned from LIC and have been relieved on 31/07/2011
But my Provident Fund amount of Rs more than 64000/- is being held up by them and they are not ready to refund it. I have personally met concerned Divisional Officials of Meerut, Zonal Office Kanpur and have written many mails to even LIC Head office Mumbai but every body is just giving me a deaf ear and no body is ready to listen. No body is answering what will happen of my hard earned money.
Sir, I am fed up and frustrated a lot by the system of LIC where an organization is of the intention to guf[censored]p even the PROVIDENT FUND of an Ex-Employee.
Sir, I am finding this situation as very unpleasant, emabarrasing and disgusting where I am in the condition of begging for my hard earned money and someone is holding it like it is of his own
My Employment details with LIC Of India is……
Period of employment with LIC: 30/03/2010 to 31/07/2011
Post held: Senior Marketing Executive
SR No : 215134
Place of posting: BO II Ghaziabad Division: Meerut
Nature of Service: Contractual
Details of Salary: 70 % Fixed and 30 % Variable
PF Deduction from Salary: 2000/- pm as employee contribution and
2000/- pm as employer contribution
Amount Held up by LIC Of India: 4000*16 months of service= 64000/- + interest on it

Sir I am writing this mail to you with much hope that you will help a person who is fighting for his hard earned money and I am sure that you will help me in getting justice.
Regards,
Amit Kr Singh
[protected]

SIR, I HAVE SENT BY COURIER ON 11/07/2012 FOR MATURITY CLAIM OF MY MONEY PLUS POLICY TO CBO-5 LIC,CHENNAI.I HAVE SUBMITTED ORIGINAL BOND,DISCHARGED FORM ,NEFT FORM FILLED FOR CREDIT TO MY SB AC.BUT WHEN I COMPLAINED ABOUT NON RECEIPT OF CREDIT TO MY SB AC THEY REPLIED THAT IT WAS CREDITED ON 16/07/2012.BUT SO FAR IT IS NOT CREDITED TO MY AC.PLEASE MAKE ARRANGEMENT TO CREDIT IT TO MY SB AC FROM LAKSHMI MOHAN KUMAR MY CELL NO [protected]-E MAID ID; [protected]@gmail.com

RESPECTED SIR, I AM KAPPALAJAYARAJU.I AM THE POLICY HOLDER OF YOUR LIC'S MONEY PLUS.POLICY TAKEN ON 28TH FEBRUARY,2007.POLICY NO.[protected].PLEASE SEND MY ACCOUNT STATUS TO MY EMAIL K.SUMANTHKUMARREDDY.[protected]@GMAIL.COM.

Dear Sir/ Madam,

I was looking for an IT statement or Provisional certificate from LIC Housing Finance Ltd to file my Tax Income Tax returns .

The option was there before in http://customer.lichousing.com/
faster few weeks, they removed this option and they did not respond on these changes.

We prefer to download the online version (soft copy) of this Provisonal certificate for an year from the website. Kindly do the needful. Thanks.

This avoids to travel to particular location to collect the same and need not wait to get this document.

We can send this document thru' our emails and can be easily shared to Auditors and can be taken 'n' number of printouts.

Subject: Fraud agent who is not responding
Sir,


I am very sorry to say that one of your bloody agent had done fraud to me and i want help from LIC,if the company can help then it will be very helpful otherwise i am going to file a case against him,i've enough of proof (His residential address as well his Bike number)
with me to do the needful,the mistake from my side was that one of my cheque for installment was cleared late due to govt. holiday (Republic day)
,and Ecs stopped working.this occurred in january,and the agent his name is Mr.Kishorekumar [Branch-IIT,C-29<community centre,phase-1,Naraina Vihar,New Delhi-110028 ].I've paid all my dues to him by hand[Rs.8200] on 10th of March2012,and the mistake from my side was that i had'nt taken reciept of it
. From that day onwards he is not picking up the phone and i am not getting the reply, he is having very frequent visits to his village,going through some personal problems but that is not my headache,I've even talked to one Mr.praveen punia who is development manager at Naraina office,but the response is same,he says he is helpless unless he gets to kishore kumar,My policy number is[protected]Sugeesh.k.g,and[protected]K.G Girish.POLICY NAME-Jeevan Saral, It has been more than four months and i don't want to suffer because of him,so please help and do the needful


Regards
SugeeshKG[[protected]@rediffmail.com]