Life Insurance Corporation of India [LIC] Complaints & Reviews

Cheque Sl No. 60273 122 dt. 01.12.2010 amounting to Rs. 558.00 against Policy No.[protected] was sent for revalidated vide registered post on 08.04.2011 to LIC Of India IPP CELL NORTHERN ZONAL OFFICE, 11th FLOOR, TOWER-II, JEEWAN BHARTI, 124, CONNAUGHT CIRCUS, NEW DELHI-110001. No communication has been received till date.

Cheque Sl No. 60274 122 dt. 01.01.2011 amounting to Rs. 558.00 against Policy No.[protected] was sent for revalidated vide registered post on 08.04.2011 to LIC Of India IPP CELL NORTHERN ZONAL OFFICE, 11th FLOOR, TOWER-II, JEEWAN BHARTI, 124, CONNAUGHT CIRCUS, NEW DELHI-110001. No communication has been received till date.

Policy No.[protected]
Kindly update my e-mail address as [protected]@gmail.com or amol.[protected]@essar.com
Please note, I have forgot my, hence unable to login. Request yourself to send my password to my new e-mail address enable me to get my premium receipts & not able pay Premium of LIC also.


Thanking You,
Amol Shirsat

Dear sir/Madam,

subject: delay in dispersement of loan amount of 15,00,000

I have initiated the process of loan sanction via mr. Srinivas rao, area manager, LIC housing finance limited, j p nagar, bangalore. I have received a confirmation of loan sanction from LIC housing finance limited, 19/19, jeevan sudha, 24th main, ground floor, phase-1, j p nagar bangalore - 560078 on 31st may 2011. Mr srinivas has been very helpful in this regard.

I, my agent (divya jain) and mr. Bindu have visited several time to j p nagar branch from 1st june to 21st june 2011 to follow up this case. I have to request srinivas, shailja, shalini, sudha, bindu, srinivas and many other office staff many times but I dont see any progress. Apart from the payment of loan application rs 6018 I have made many calls, many visits to the j p nagar branch.

Unfortunately to my surprise, I dont see any tangible progress in my loan application dispersement. Ideally it should take only 5 - 7 working days for dispersement of cheque once the loan has been sacntioned. I have only received following excuses from 1st june to 21st june

1. Himanshu your file has been misplaced and some documents has been exchanged with some other client.
2. Himanshu there has been reduction in the staff
3. There has been a new it system for loan dispersement and staff has not been trained on new it system.
4. Himanshu we have have lost the report submitted by engineer
5. The area branch manager has moved from j p nagar branch to residency road branch.
6. Although you have already given ec. You have to produce ec till date.

Loan application number 208550 (new application number[protected]
client himanshu bajaj
mobile number [protected]

I have faced mental trouble and harresment and unhelpful attitute from LIC housing jp nagar branch. I have pressure from my flat owner to pay him there remaining amount toward registration of flat.

Best regards
himanshu bajaj
+[protected]

Dear sir
My EMI cheque (Axis Bank) of Rs 21681 for the month of May got bounced due to non-financial reason (mismatch of number & figure of amount).So in the month of June it is expected that EMI should be debited 2 times. But to my surprise it is debited 3 times. Ie on 6th, 7th & 13th. I have reported this matter to your officer Mr Nani at Gajuwaka Branch but in vein. On 21st I tried to talk to your Gajuwaka branch head Vijay Shree madam but she refused to talk to me. Then I tried to talk to Hyderabad office but no body lifted phone. So please investigate the matter and refund one EMI to me.
B R LENKA
A/C NO 67100339

Dear Sir,
I am a policy holder of LIC since 2005. And later on I have buy a ULIP plan table No. 188 with policy no.[protected] on[protected] with the ECS monthly mode. Now I have some problem to deposit the premium in ECS mode so I visit the local branch on[protected] to change the mode and approach to Mr. Pawan Pareek, HGA and give him application regarding the necessary changes then he said that go to Mr. S.K. Sharma, AAO he is the person who told you that what to do. I asked him to do so, but he said that If a person opted ECS than he/she will not be able to change the mode till policy end date. I request him that I am not in position to pay the premium through ECS, then he replied that you must close your bank account so It will automatically be closed. I asked him that tell me other option because this is not possible for me to close Bank Account for this problem. Than I request to let me talk with some higher authority who can satisfy me with a proper answer, but he denied and on request he talked to Mr. Ashok Gupta on land line but he is not available on his seat. After requesting again and again he tried to contact him on mobile but after calling on 2-3 times on different mobile numbers Mr. Gupta tell Mr. Sharma that their is no other option, So I request Mr. Sharma to let me talk with Mr. Gupta but Mr. Gupta refused to talk with me.
Then I approached to Mr. S S Rastogi, Chief Manager of that branch then he told me to talk to Mr. Sarda who was Adm. Officer over their, When I approached him, he was busy on his mobile, after 15 minutes, he ask me, then I request him to sort out my problem, but he said that you must not deposit requisite amount in your bank account on your ECS date, so ECS will be returned and the payment will automatically be stopped. I told him that their will a penalty of Rs. 150 which LIC charges against returning the ECS and bank also charges a penalty of Rs. 250. This is not enough my track record will also affact. so I will not go for it. Then he again busy on his mobile without giving me proper answer.

Mr. Sharma and Mr. Sarda also told me to surrender the policy then it will automatically closed and all charges will be stopped.


Now I want to ask you that these responsible persons are suggesting me such irresponsible answers which shows LIC's bad reputation in the market. Now I will also suggest my known, friends and relatives that donot go for LIC's Policies, If then you also go for the same, you are ready to face problems, which will be created by these administrative officers.

So, I am asking you that, Had I made a mistake to faith on LIC as It shows me that time when the policy was offered me.

Now, I will through the ball in your court to decide that what is good and bad about it and let me know my questions answer that it will be possible or not to change the payment mode.

k k yadav
[protected]@gmail.com

I provided cheque to close the my loan account on 04 June 2011, But no action done till todate. I rqquest the authority to take necessary action in this regard.
Loan Taken from : LIC Housing and finance VASHI Navi Mumbai Branch.
Loan Account Number :[protected]
Loan amount taken : 16,00,000/-
Loan sanctioned : 24 June 2009

Ram Prakash Tamrakar
Mob : [protected]
Email : [protected]@yahoo.com

Dear Sir,
My monthly LIC pension for Rs.956/-is due since March 2011.But till date I have not been paid the said amount by LIC though I have submitted the Certifiate of Existence in the month of November 2010 duly signed by a Member of the Chairman Club for Agent(Code No -30858E) Mr Pulakeswar Mishra.
You are therefore requested to take up the matter with the appropriate authority for early release of my pension.
Your's Truly
(AJAY KRISHNA BOSE)
Policy No.[protected]
e-mail [protected]@rediffmail.com

dear sir,
i wish to bring to your kind notice that i have taken a health insurance policy from lic of india, product name "HEALTH PROTECTION PLUS" on 30/11/2010, against policy no.[protected] in favour of MR. DASARI. RAMAKRISHNA PRASAD.Inthis connection we have not received health insurance policy identity cards from ''FAMILY HEALTH T.P.A., PVT., LTD., So i request you please send a identity cards to me.
thanking your sir,
your's faithfully,
DRK. PRASAD.

My Loan a/c is [protected] and remiting thru ECS every month. Last few months my EML has increased up to 2000/- aprox wothout any prior information. EMI was fixed as Rs -.16308Now I am paying Rs.17637 from last month.All of a sudden EMI of Rs.17637/- was deducted without any early notice, how will I keep such amount in my Bank. I request you to look into and send me statement to my residential address.

I appeal the concerned authority not deduct any amount or inrease period without any prior letter in advance.

I N. BALASUBRAMANIAN VISITED TO LIC HOUSING FINANCE LTD ASAF ALI ROAD BRANCH ON 08 JUNE 2011 WITH MY REQUESTED LETTER FOR RELEASE PAYMENT OF 3RD INSTALLMENT AGAINST HOUSING LOAN A/C[protected], FILE NO.31556 AND SUBMITTED THE DOCUMENTS TO MR AMIT AFTER THAT MR AMIT TOLD ME THAT THE PAYMENT WILL MADE IN A 3 TO 4 WORKING DAYS TIME AFTER THAT 15 JUNE 2011 YESTERDAY I AGAINST WENT TO LIC TO CHECK THE STATES OF THE PAYMENT BUT IT NOT READY SO THEY TOLD ME TO CONTACT THE AGENT I IMMEDTELY CALL MY AGENT AND HE WAS THEIR AND HE AND LIC ADVISE ME THAT BY TODAY EVENING 16.00 HRS THEY WILL PROCESS FOR PAYEMTN BUT TODAY 16 JUN 2011 I AM TRYING TO CALL THE LIC OFFICE BUT NO BODY HE ANSWER THE PHONE. I REQUEST YOU KINDLY LOOK INTO THE MATTER AND RESLOVE THE MY CASE.

Dear sir,
I am an lic agent in kayamkulam branch( kerala). My agency code 1715796.I have paid premium amount Rs 18191 on 14/6/2011 through ePAY/To:LIC INDIA/4718048/LIC INVOICE.
Invoice details are ( invoice id 05443494} amount Rs.18191.from this account number:[protected] from (union Bank of India).
The amount has been debited from the account but has not updated in my premium point. please update as soon as possible.

Thank You
Suresh C

Dear Sir/Madam

This is to bring to your kind notice that a Policy which had more premium amount as per rule.

LIC of India Unit 5

[protected]

Policy No.[protected]

Purchased of Policy 28/6/2010

Name Vipan Goel

DOB 14/6/1988

Pan Copy ALVPG9726D

ID Proof Voter Card

Table 14/25 Half Yearly

Amount 1005/- Extra 38/-

Totol Amount Which is already paid by Policy Holder 1043

28/6/2010 and 28/12/2010 on these dates plocy holder pay the amount

sir policy holder already paid premium

I already talk in branch & alredy dsend email in New Delhi office & branch office

[protected]@licindia.com;mm.[protected]@licindia.com;mm.[protected]@licindia.com...⇄ mm.[protected]@licindia.com;mm.[protected]@licindia.com
from

Gulab Rai Goyal

[protected]

Respected Sir,

I had paid the following LIC policies for June 2011 on 13.06.2011 in double time. First one was through Axisbank net banking and another time through SBI net banking, due to error pages appeard at the time of payment made through bank. Kindly consider my case and the excess amount may please be taken for July 2011 premium for the concerned policies.

1.[protected] V. Padmanaban Rs.144/-
2.[protected] V. Padmanaban Rs.288/-

Thanking you sir,


V. Padmanaban

Sir,
I had taken loan from LIC Housing Finance Ltd., Nagpur Branch for buying flat. I had closed my loan account on 7th February 2011. I was told to collect original documents on 14th May 2011. On 14th May, I went to the office of LICHFL at Nagpur and after waiting for 2 hrs., I was told that my papers have not reached their office. I have been continously following up with the office, but till date, I have not received the original documents. Also, I do not get any response regarding the status of the documents. The only thing I am told is that as soon as the Nagpur office receives the documents, I will be contacted.

Please look into the matter to enable me to receive the original documents asap.

Name: Narasimha Prasad Madhusudhan Rao Komarraju
loan Account No. 3026

i m shabbir hussain my lic policy no. is[protected] i got a letter from lic related to my policy after the date of premium passed i had forgotten to pay premium but if lic wud have infeormed me on time i must have paid it now can they let me know recent status of my policy on my id [protected]@gmail.com

Sir,

I am regularly receiving Annuity payment in the mode of post dated cheques from LIC of India. This year I received a letter from LIC to submit 'Certificate of Existence' to its office at University Road, Shivaji Nagar and same was submitted on 20th May 2011. Still I have not received Annuity Payment from LIC. My Name is Mrs Vaishali Pawar and my Annuity no. is 7958.

Please do the needful.

I took housing loan in name of my wife Dr FARAH KHALIQ (Loan A/C no.[protected], File no[protected] from ASAF ALI ROAD DELHI branch. .Whenever I go to the above branch for part payment of principal amount from my savings I always find resistance for that and work was done after several visits.
. Today I visited the branch with all documents for depositing the cheque of Rs. three lacs.Area manager was kind enough to waive the prepayment levy of Rs.6000/- but I could not pay the cheque in back office as office manager (M/O) who has got the authority for final waiving the prepayment levy was absent.
I contacted Ms Mamta who was 2nd in command in back office. But she refused to help saying she has no authority and asked to see Mr Manoj in account section but he also refused to help and asked me and others after 5 days on Monday when office Manager will join duty.
I am surprised to know that you have no backup to look after the work if someone is absent. You must consider the agony of customer coming to office again and again for small work if you consider Loss of interest on this amount for few days very small amount.
From the resistance, I am facing in paying money and getting waiver for prepayment levy, I assume that this is your policy as a deterrent for prepayments.
NO PHONE NUMBER OF REGIONAL OFFICE GIVEN ON WEBSITE RESPONDED INSPITE OF CONTINUOUS RINGING.
I request you to look in to the matter to make it customer friendly.Please arrange to adjust interest for the delay period.