[Resolved]  Lic Of India — Cheated by agent

Address:

Tamil Nadu

I am Latha U. Sankar (Policy no:[protected], an NRI from Salem district. Last time when I visited India, I had invested my money for LIC INDIA - ANMOL JEEVAN (single premium scheme), term insurance on January 21st 2011. In this regard, I had issued a cheque for Rs. 20360, (rupees twenty thousand and three hundred and sixty), cheque no: 012432, dated[protected], SBI Bank, Salem Main Branch (0913). The cheque was collected by LIC on 25.01.2011. My policy proposal was forwarded by agent Mr. V. Parasuraman (Agent code: 04419766 Branch code-766).

After the submission of my proposal, whenever I contacted him (Mr. V. Parasuraman, cell number: [protected]) regarding the status, he told me that my policy was under processing and he promised that he will deliver the document as soon as it is issued by the LIC. I came back to Taiwan on Feb 6th 2011.

On Feb 2nd week (by the time I already returned to Taiwan), when I called him, he said my policy got rejected and I asked him to return my money. After that when ever I call him, he didn’t attend/respond the call. On the month of May, I called him again, and then he told me that my policy got approved. I asked him to send me the document. I got the document on June 2nd 2011. To my great shock, the policy was not Anmol jeevan, which I applied for; He had cheated me and signed himself without my knowledge on a new proposal form and submitted on behalf of me, for a regular premium policy (Jeevan Anand). The date of commencement of new policy was on 28th Feb 2011, while I was not in India during that time.

I had paid about Rs.420 extra for the medical checkup to the lady doctor near 4 roads, Salem (paid the fee, Rs. 120) and for the medical lab (nearby lab) for blood and urine test (Paid Rs. 300). So, it’s a clear case of cheating, misinformation and fraud by the agent Mr. V. Parasuraman. I am send the the proof of all documents with this mail. I want him to be punished. I expect you to take action against him for this criminal offense and kindly give back my money without any deduction.

Regards
Latha U.Sankar