[Resolved] LICHFL, Thanjavur — Harrased for Home lona | |
I bought a Builder floor flat. I applied for home loan in LIC housing finance ltd.based upon my profile check and legal valuation of property , My home loan was approved by LIC and a loan agreement was signed between me and LIC housing finance. I was waiting for Loan cheque from LIC at the last instant despite of giving Loan Cheque they said that can’t give me loan As LIC does not do loan on builder floor. LIC also took processing fee of Rupees 5600 from me they kept me waited for 41 days Now I am completely harassed and disgruntled. I have already made 10% payment to builder. I have to make remaining payment to the builder. If my loan is not approved my initial paid amount can be forfeited by builder. I want to sue LIC for their mistake please let me know how can go ahead in this…. Thanks and Regards, Chandra Prakash Was this information helpful? | |
Aug 13, 2020 Complaint marked as Resolved | |
8 Comments | |
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LICHFL — Harassed for Hoam Loan
I bought a Builder floor flat. I applied for home loan in LIC housing finance ltd.based upon my profile check and legal valuation of property , My home loan was approved by LIC and a loan agreement was signed between me and LIC housing finance. I was waiting for Loan cheque from LIC at the last instant despite of giving Loan Cheque they said that can’t give me loan As LIC does not do loan on builder floor. LIC also took processing fee of Rupees 5600 from me they kept me waited for 41 days Now I am completely harassed and disgruntled. I have already made 10% payment to builder. I have to make remaining payment to the builder. If my loan is not approved my initial paid amount can be forfeited by builder. I want to sue LIC for their mistake please let me know how can go ahead in this….Thanks and Regards,
Chandra Prakash
[protected]
Pl keep all chain of evidences to reveal that your loan had been sanctioned by LICHFL and on the basis of that sanction u had given 10% of margin money or down payment to the builder. Ensure to tk everything in writing from the company.
If they can not disburse the loan after sanctioning the same then they are definately liable for the damages caused to you and compensation including your processing fees alongwith the interest and forfieted amount by the builder
Do also tk proper guidance from legal practitioner
Rj
www.debtandcare.com
If they can not disburse the loan after sanctioning the same then they are definately liable for the damages caused to you and compensation including your processing fees alongwith the interest and forfieted amount by the builder
Do also tk proper guidance from legal practitioner
Rj
www.debtandcare.com
i have been harrashed by Mr. ashwani Sharma of Noida Branch for my houseing Loan for one and a half months
i have been harrased by Mr. Ashwani Sharma of noida branch Section 18 for keeping my loan application untouched for one and a half months and return back to meafter passing quite some tie
kindly inform the address to whome i want to lodge an written complaint through consumer court for compansation for not entertaining my loan Application by your staff Mr. Ashwani Sharma of Noida branch, Sector 18, Ghaziabad, resulting i have to pay the huge interest to my builder just for want of some compliments by the said individual. In this connection I had a telephonic conversation with the Area Manager Ms Lakshmi also on the above subject but all in vain
I have not yet received any response from your office. kind expedite to reply
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LICHFL — complete payment not made to builder
dear sir,This is to inform you that inspite of submitting the architecr certificate and the payment letter to the LIC. They have not made the complete payment tot he builder as demanded by them. this is only one case where as for others customers from the same project, complete amount has been disbursed from LICHFL. This has resulted in the builder charging us interest for the payment left each day.
According to LIC there are two evluators and one of them has evaluated less amount as a result they have made the less payment. this is the complete fault of the LIC and evaluator.
Would request you to look into it and take the necessary action ASAP.
For further details you can contact me thorugh email.
Thanks and REgards,
Sharan Udhwani