[Resolved]  Personal Loan — Prepayment of PL A/C no10178361

Dearsir
Please refer the subject mentioned above, Inthis regard I have issued a cheque bearing no 873051 datd 6.11.07 for Rs 32452.77 in favour of HDFC bank Ltd as full & final sttelment of above P L, But unfortunatly the above cheque bounced due to default of my banker on dated 28.11.07 but the bank's official are not informed me about the bouncing of cheque even telephone while i visited bank more than 4 times regarding the same issue & i also ask by phone why the EMI is continuing after issuing the above cheque, then mrs Bhavna Mishra told me the cheques are going firstly at Kolata then Mumbai after that HO mumbai is presenting the cheque therefore more chances for late present of cheque at your bank in the mean time EMI's are encashed by the HDFC bank, when i see the EMI are going on reguler basis i recontacted the bank official Mrs Bhavna mishra, Mr chatterji at HDFC bank branch Lucknow for non encashment of cheque no 873051but they are not responding reason i dont know i finaly reached at bank on 7.6.8 with cash for enquiry of the above bounced cheque then any how above cheque traced out and handed over by them after paying full amount on dated 8.5.08 in between i paid huge interrest to bank for 6 month unnessassrly, when I ask to mrs bhavna if you people inform me timly i can save my hard earn money then she taunt me who suggested you for taking the loan, in the same line i contacted my banker SBI Gautam Budh Marg Lucknow for paying intrest of six month due to fault of bank, then bank people told me you can claim if was returend on timly, so i request you to waive my six months intrest and send a cheque for the same
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Aug 14, 2020
Complaint marked as Resolved 
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