[Resolved]  PNB — Not recording nominations of depositors

Address:

Korba, Chhattisgarh

Allowing the savings accounts nominations invalid by not having the nominations of literate a/c holders witnessed at Punjab National Bank Korba Branch.

Charge : Because the staff at PNB, Korba did not know, and also the Inspection of the branch failed to ensure, that “The nominations taken for deposit account (savings a/c) should be duly witnessed by one witness in the case of literate customers.” (In case of illiterate persons who put thumb impression, two witnesses are required.), a nominee of deceased savings account holder did not receive the amount. The account became claim case as the branch failed to take witness for this account and the money went to the husband of the deceased instead of the mother of the deceased who was the nominee. The mother later told me, the then branch manager of Punjab National Bank, Korba branch, that her son-in-law duped her and did not give a single rupee to her out of over Rs. 80,000/- in the claim account.
Proof: The claim case of PNB, Korba branch referred to Zonal Office Raipur by my predecessor and pending with the Zonal Office, Raipur on the date of my charge taking in Dec. 2005. All the accounts opened in 1990s which are on either side of this deceased claim case account and the savings account of Mr RK Chourasia. On the day Mr RK Chourasia came to open his C.A A/c [protected], I took fresh nomination in his savings account also which also did not have witness for the nomination of his savings account opened in the 90s.