[Resolved]  RAK BANK credit card — please help me about to my situation

Dear Sir/Madam,
I am Satyaban Mandal Residing at D1/ 66 Rohini Extension, Sector-20 Delhi -110086 I have used the credit card when I working in Dubai, Media Tech Advertising company in proofing department. But suddenly closed the company about financial problem. 31.12.2006 I will join another company. 2nd week of Jan 2007 There my department closed . because no good business. In AJMAN. However I will join next company. They are told me you will return to India we are promise sent to VISA. That times there some problem about Visa purpose. So I will be back to India 26.06.2008 last September end of 2008 company call me and told we should not arrange the Visa because now rescission time we are not provide the job. So I am can’t continue the credit card payment.

Here, I will join one media company in Faridabad (HARYANA) 90 days training period (t & c) after start to salary. 2009 end of march suddenly my leg side do too much pain. Visit to doctor, he advice to me immediate do the MRI/CTSCAN. Report is very bad, my leg site ( spinal cord, waist & leg) too much problem, doctor advice take to bed rest & till to rest, no recover and continue did the treatment. This situation I am not enable to work.

This situation how I will do the card payment. I have credit insurance policy. Please tell me, If I defaulter who will pay. Me or card insurance. I will sent the letter to card department. But no reply. One bank return to my letter.

Since September 2009 One c/card settlement payment .(RAK BANK) amount AED 7500/- I will be pay AED 5410/- should not payment of full amount. So one day come to my home advocate and told me give balance money, I told to her what about my problem. She show to my situation and go back.

Last Saturday one call came from Mumbai police. Mob no:[protected] your name issue arrest warrant , sent to local police area, may told why, he told immediate contact to advocate Mr. S. C Gupta. Mumbai I contact to Mr, Gupta ([protected]) he told balance of RAK bank payment amount, AED 4400/- but my balance amount AED 2090/- how will increase the settlement money.

So , I request to you kindly, help me about to the situation. I am very fear when they are call & threat to me. Please, do something and release to me about this matter.

Thank you very much,

Yours faithfully,Satyaban Mandal


Sir/Madam, Yesterday one call comeing from Ms, BOBITA & Mr, Surender([protected]) behalf of RAK BANK card from laxmi nagar branch, they are told immediately payment your balance. but there no have to rak bank br, my condition such a not good and i am should not payment at this moment. i don't know (bank)how many agent keep the recover the money.
Thanks & Regards,
Satyaban Mandal
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Aug 13, 2020
Complaint marked as Resolved 
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Si,
with regards to ur credit card, my total credit limit is Aed 3000/ and i have paid the bank the full amount and since then I have not used the card too, well now Rak Bank is calling and also send people over to my place asking me to pay an outstanding of Aed 7000/- which is impossible, so please help me here cause Bilkish Associates Pvt ltd was handling some cases of mine, the guy who is coming from Rak bank is Shk. Atiq ([protected]).
Please need ur help. to solve this problem
Thanking you.
Best Regards
Russell Barretto
dear sir im so so sorry i was not abble to pay ur mony witch i got 2 years b4 on my craidet card. i loss my job in dubai cricuss, 2 years b4. still im looking a job
.but i want to pay ur mony plz help my &tell me how much i have to pay minimum for my account .my name is muhammad ramzan.s/o atta muhammad.my account no. is./
...[protected];PLS HELLP ME ...RAMZAN
First of all they cannot collect for a bank that does not have any sort of license and retail operation in India.

Secondly----let us assume for a moment that these people are legitimate collection agencies----a credit card or a loan default is a mere civil case and NO Police case can be registered against you for this. (There is a chance that they are using a policeman who might be in their payroll in which case you need to approach your lawyer and if you do so then this policeman fearing for his job will never call you again).

Thirdly the correct procedure is to tell them to send you a debt validation notice with the correct relevant details.

Tell them that in India is not banana republic like the UAE and there are laws .

Please approach a lawyer and DO NOT Give in to these anti - social elements masquerading as collection agencies. Knowledge, Information and courage are the keys to fight this menace

Even if you pay them, the money will be pocketed by these agencies and will not reach the bank .
Dear Sir/Madam,
I was in Dubai from 2005 to 2009 was using credit card regularly paying also but in Ressetion i lost my job came back to India, some amount was
due that time.your Agents are harnessing us contiguously with different names, Now one miss Bhavna is calling from Delhi and making life mesurable
her No[protected] and she is telling that she is calling on behalf of RAK BANK.Sir my card was insured with OMAN INSURANCE for witch is
was paying regularly their 15DHS P/M as premium so your money was safe.These anti-social aliments are spoiling RAK Banks Name, i gave you the
nos you can ask Indian Govt to take legal Action against this elements and break this racket.My name F.A.Ansari .
WHY RAK BANK IS NOT REPLYING TO THEIR CUSTOMER WHO CAME IN RESTION PERIOD, AND UAE MIGRATION CLEARED THEM WITH
VISA CANCELLED STAMPED. SOME CHEATERS HARASSING INNOCENT PEOPLES.SO THEY MUST TAKE ACTION AGAINST THEM.
THIS VERY BIG SCAM GOING ON IN INDIA. WHO GAVE THEM ALL THE INFORMATION ABOUT US.PLZ LOOK IN MATER AND CLEAR
YOUR VIEW.
i lose my job in dubai and terminated from my compnay and i cannt pay the amount so please ensure that the amount collect form insurance ocmpany.
sorry for theinconveinence caused in this regard, i really thanks to RAK BANK for good service and cooperation for my long service with your team. ( 10 years service with RAK bank) lot of thanks

if i got thenew job i pay the amount.

c.k.padmajakshan
rak credit card -visa[protected] and Master card no[protected]

my email [protected]@hotmail.com

thank u for your coopertaion and pls do the needful and awaiting favourable reply in this regards
Dear Sir/Madam,

I have made an transaction on My Rakbank Credit card a year back and unfortunately i could not make the payment on time as i met with some accident and was on bed for a long time.

Further, the interest and financial charges are building every month.

I kindly request you to compromise with the financial charges and interest rate which is been added to my account and inform me the final settlement amount.

My Credit card number is -5239 26XX XXXX 6009

Name - Akhil Kumar

Email ID - [protected]@gmail.com
is this really solving problem? or we r r just typing here matters plz inform in this block
xxxx
Bilkish Associates really help people to pay back their dues..they offer some convensing deals which help u in paying ur dues...i am very thankfull to bilkish associates they have helped me...if anybody needs help u can mail me at [protected]@ymail.com
This SC Gupta is a conman! He is just a paid crook, employed by RAKBANK, who calls up and threatens people in India, because on average Indians are legally illiterate. He cooks up stories and employs some conment to call people acting like policemen and lawyers. None of this is legal. Because under the law, they cannot contact anybody who has outstandings on foreign soil. It is a violation of law.

Facts:
1. Any outstanding in a Foreign Country, no individual or company has any jurisdiction to contact anyone here, to ask for their repayment. If anyone does so, it amounts to "EXTORTION"!

so, what these two crooks are doing is Extortion, legally speaking.

What to do:
1. Please keep a recorder handy, if and when any of these crooks call, record the entire conversation. Note down the Tel Nos on caller id., make note of the time of call.
2. If anybody visits your house, its even more grave offence. Please use mobile phone to record the person's face, ask for their identification, take pictures of those. Any advocate who visits you, ask for their identification, take pictures of their face, and any id card they provide, and their contact details.
2. Once you have credible evidence against these people, file a police complaint against them for Extortion. Extortion is a non-bailable offence, and is also classified under "organised crime". Hence these crooks will fry once caught with evidence.

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