Reliance Life Insurance - CANCELLATION OF 'RELIANCE LIFE
ramesh kumar ojha on Aug 15, 2012
Subject- regarding cancellation of my policy 'RELIENCE LIFE INSURENCE MONEY MULTIPLIER PLAN'
( Policy /Contact No. 18383391) with name of Mr Ramesh kumar Ojha with UIN Number - 121N 079V01.
With due regard I want to say that I have given a 'RELIENCE LIFE
INSURANCE POLICY in Jan 2011 after misleading assurance by Agent of Relience That he is giving single premium plan. I signed the Policy paper in good faith. I did not received Policy Bond quite longer time so I phoned on contact numbers provided by agent ( Mobile Numbers - 9311198659, 98889699368, 8009661133 ) .
After a long effort I received my policy in month of June-July 2011 by speed post.
I shocked to see the policy , it was not a single premium policy as it was said to me earlier during selling. It was a annual premium policy for 10 years . This policy was sale to me misleadingly , so I have decided for cancellation .
Further photocopy of address proof on my policy bond is also false.
Initially I tied it on telephone on above numbers, they have console me that they will correct, but then I found that they not helping to consumer’s complain at all.
. In reply The Relience Life Insurance company given a letter on 22nd October 2011 saying that our request is beyond Free Look Period so request for cancellation was denied.
Seeing the reply I further loose confidence in Relience Life Insurance company .
Even the behavior of company was very ignorant to consumer and Because as a consumer I have to loss of approx Rs.50 000.00 , I continue my effort and request further for cancellation of my policy 'RELIENCE LIFE INSURENCE MONEY MULTIPLIER PLAN ( Policy /Contact No. 18383391)' with name of Mr Ramesh kumar Ojha with UIN Number - 121N 079V01.
In context, I have given an Email to Relience Office on Email address as firstname.lastname@example.org on 24 May 2012.
I received an Email on 25 may 2012 providing a format , which I have to fill and send back on above Email address along with a cancelled cheque with signature.
Email as below-
<email@example.com> Fri, May 25, 2012 at 1:27 PM
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Thanks and regards
Freelook Cancellation Form 1.pdf
49K View as HTML Scan and download
I have send it on 27 may 2012as-
From: ramesh ojha <firstname.lastname@example.org>
Date: Sun, 27 May 2012 19:17:04 +0530
Subject: NAVJEEVAN HOSPITAL ,SULTANPUR
To: Amit9mbame <Amit9mbame@gmail.com>
Sending you scanned copy of filled form and a signed cancelled cheque
for needful regarding cancellation of my policy 'RELIENCE LIFE
INSURENCE MONEY MULTIPLIER
PLAN' with name of Mr Ramesh kumar ojha with UIN Number - 121N
Kindly do needful
Dr Ramesh Kumar Ojha
.I received reply of my Email on 30.05.2012 as –
On 5/30/12, amit gupta <email@example.com> wrote:
> Dear sir,
> Received your application sucessfully will get u in touch very soon
> On 29 May 2012 19:20, "ramesh ojha" <firstname.lastname@example.org>
In mean time I have given several Email on above Email address regarding
cancellation of my policy 'RELIENCE LIFE INSURENCE MONEY MULTIPLIER PLAN'( Policy /Contact No. 18383391) with name of Mr Ramesh kumar Ojha with
UIN Number - 121N 079V01.
In reply I further received an Email on 22 June 2012 assuring me as-
On 6/22/12, amit gupta <email@example.com> wrote:
> Dear Sir,
> As I have already mailed you that I have received your mail so there is no
> need to send it again and again. and as far as concern of your cancellation
> of your policy and refund of your money it is in the process there is no
> certain time limit for it.
> As you know that previously you requested for cancellation but it was
> rejected by the company because it was beyond free look cancellation time.
> I have requested to concern channel partner for your case to give their
> approval to process the same.
> Pl have some patience and give us time
> Thanks and regards
In nut shell I am continuously doing my efforts for cancellation of said policy after receiving the policy bond and it is up to till date.
Till then I have no reply regarding cancellation of my policy 'RELIENCE LIFE INSURENCE MONEY MULTIPLIER PLAN' ( Policy /Contact No. 18383391) with name of Mr Ramesh kumar Ojha with UIN Number - 121N 079V01.
So I request you please help me.
Thanks with regards
Ramesh Kumar Ojha
Allahabad Road, Sultanpur-228001
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