Yes i do agree with you Gaurav they are doing fraud as they are issuing Bajaj policy just they have a little call center in gurgaon and agents doing false sales all over India.
i too regret doing my insurance from Berkshire as they over charged me for the insurance and i still haven’t receive my vehicle insurance hard copy as per them they asked me to have a print out of the soft copy but which is corrupted.
i did the investigation for Berkshire there CEO is a loser Arun Balakrishnan and director some foreigner lady kara and there fraud department is headed by Manish Khetan who is a big loser in life and some one name Gaurav Gossain all are running this racket and making money out of us.

SO PLEASE STOP GETTING INSURANCE FROM BERKSHIRE INDIA LTD.
Instead Get directly from Bajaj Allianz or National Insurance