The above consignment was despatched from Waidhan, Singrauli, MP on 28.07.2009. Till date it is not received at the destination i.e Reliance Power, Maru Tower, South Block, 3rd Floor, Kanke Road, Ranchi-834008.
I am Maunank patel,
&i have received massage from ID-IMPEL, THAT I HAVE WON 1M US dollar .
i have contacted with the respective person through email.
he tells me that his manager has already been takeoff for india to deliver my parcel.
and they want my ID proof for more clarification.
so i request you to suggess me that i have to procced further or not?
Name: - Rahul Sanghvi. House No.10,
Mobile: - 9009916474 UBI Road,
E-mail:- email@example.com PO & Dist- Singrauli.
A Reliable, Conscientious, Down to earth person with good communication skills, and one who enjoys a busy demanding work environment. Hard working, ready to learn new things, adaptable to situations and environment, a good listener and team worker with an analytical ability.
A responsible and challenging position that will allow me to explore my abilities, skills and sense of dedication towards my duties with a sole aim of seeing the progress of the organization and to adopt the changing organization needs with changing global scenario.
S.No. Name of Exam Board/ University Year Division
1. Secondary Exam. W.B.B.S.E. 2002 II
2. Higher Secondary Exam. W.B.C.H.S.E. 2004 III
3. B.Com 1st Year A.P.S. University Rewa 2005 II
4. B.Com 2nd Year A.P.S. University Rewa 2006 II
5. B.Com 3rd Year A.P.S. University Rewa 2007 II
MCA IGNOU 2009 Continue
1. M/s. HEENA IMPEX as Sales Executive 2 year
2 M/s. Aegis BPO Services Ltd Kolkata as Customer Care
Officer (TSR). (AN ESSAR ENTERPRISES) Till now 1 year 2 months
Date of Birth : 04.08.1984.
Marital Status : Unmarried.
Nationality : Indian.
Hobbies : Music, Cricket, Reading book, Chess etc.
Languages Known : English, Hindi, Bengali, and Gujarati.
Computer proficiency : Operation and Fundamentals of Computer. (NIIT).
Certificate in Information Technology. (NIIT).
TFAP from Tally solutions Ltd.
Extra Curricular Activities: Rank Award Winner 2006-07 (1st place in District level)
Instituted by Air-India, Nav Bharat Times and India
I will perform my duty with zeal and honesty. I will try my level best to give the full satisfaction to my superiors as well as management in the work I am assigned.
I Hereby Declare That The Above Going Information Is True To The Best Of My Knowledge & Belief.
To work in challenging and motivating ambience where performance & professionalism is the fundamental criteria for growth and to show my entire potential to become one of the best in my field of Mechanical Engineering.
10th --- 66.2% from MP Board.
12th --- 58.0% from MP Board.
Degree --- B.E. in Mechanical Engineering with aggregate 72% from
Rajiv Gandhi Technical University, Bhopal (M.P.)
Computer Skills :-
Operating system …… Window-98, XP, CADD
Command on ….… Microsoft office, Internet.
Major Project : Working model of Automated Railway Crossing.
Period : seventh & eight semesters.
Description : The objective of this project is to provide stability to the
railways crossing by increasing the safety and by reducing
the cost at the barriers.
Minor Project : Study of Hydraulic Crane.
Period : 6th semester
Description : The main objective of this project was to study of Hydraulic
6th week’s vocational training in N.C.L. Project, (C.W.S) Jayant, Singrauli (M.P.)
• Positive attitude, innovative thinking, decision making.
• Ability to handle manpower and work in a group.
• I am a good learner.
• R & D
• Design Process
• Industrial production
• Quality control
• Playing cricket,
• Listening music, singing,
• Reading newspaper
Personal Profile :-
• Father's name : Shri Triveni Prasad Dubey
• Date of Birth : 01/08/1985
• Sex : Male
• Marital status : Single
• Nationality : Indian
• Languages : English, Hindi
I hereby declare that the above information is best and correct as per my knowledge. If any of the discrepancy found by me, I will be responsible for that.
I am BE (Electrical) pass out of 2009 from Gyan Ganga Institute of Technology and Sciences, Jabalpur (MP) under RGPV with 80% marks in 8th semester and aggregate marks 69.06%. I am in search of electrical engineering job. I submit my candidature for electrical engineer. I will submit the originals and attested copies of educational documents as and when asked for. Kindly consider the same and apprise the position.
My e mail address and postal address is as given below:-
e mail - firstname.lastname@example.org
S/o Shri S.P. Shukla
1696/1, Kripal Chowk, Near Indira High School,
Gupteshwar, Jabalpur (MP)
TSB-11, Bina project, N.C.L. colony (u.p.)
FATHER’S NAME: MR. TEJ BAHADUR SINGH
D O B : 27/11/1985
SEX : MALE.
NATIONALITY : INDIAN.
MARITAL STATUS: SINGLE.
Intend to build a career within a corporate environment with committed & dedicated people, which will help me to realize my full potential and lay a foundation where I can commit myself to the hardest of tasks and their subsequent implementations. Willing to work as a key player in challenging & creative environment.
• Post graduate diploma in business administration(PGDBM), finance
COLLEGE: D.Y.PATIL INSTITUTE OF MGT. AND RES.
(PUNE university) 2009 (71%)
• Management Organization: OM LOGISTICS PVT.LTD
Project title: To study and analysis of logistics system
Duration: 2ND JUNE 08 -17JULY’08
Worked as a summer trainee which includes findings out the effectiveness and functions of Om logistics Ltd., chakan, pune.
• To study warehouse & transportation management.
• To study the material handling process in warehouses.
• To study the Proper selection of mode of transport and route.
Ability to work in team with excellent problem management skills as a team member or team leader,
Easy adaptability of various systems,
Good ability to learn from mistakes,
Computer Skills Diploma in Computer Application from Genext Computer Academy, Indore;
2006, which includes MS-Office & Internet surfing.
Hobbies Watching cricket, Listening to Music, Riding bike
To apply my strong work skill to an environment, where they will make a positive impact on accomplishing the organizational goals and objectives.
1. TECHNICAL :
DIPLOMA IN COMPUTER APPLICATION [DCA].
ACCOUNTING SOFTWARE PAKKAGE TALLY.
MASTER DEGREE OF COMMRCES WITH ACCOUNTS & TAXATION GROUP FROM APSU REWA IN 2009.
COST & WORKS ACCOUNTS INTER APPERING.
RANGE AND PERIOD;
1-with two years of experience in teaching graduate and post graduate students of commerce.
2-have worked as accounts assistance in professional charter accountants firms.
3-with five years of experience in banking/finance co. as sales executive.
1-CONSULTANT IN TAXATION & BANKING COMPANY.
2-PRESENTLY CONDUCTING CLASSES FOR PROFESSIONAL COURSES:-
AREAS OF SPECIALIZATION;
1-Educational, training field.
2-accounting, finance, taxation field.
3-investment banking field.
Fathe’s Name : Shri Anjani Ku. Pandey
Date of Birth :21-03-1986
Marital Status : Unmarried
Local address- NCL Amlohri Project Q.NO. N/B-01 singrauli[m.p.]
Permanent address- village-khairahi p/o –karsua lal dist.-singrauli [m.p.]
Hobbies and interests- chatting on net, reading, playing game.
Languages known- English, hindhi.
I Hereby declare that all statement made in the application are true and complete to the best of my knowledge and belief.
Date------- DEVENDRA PANDEY
Objective: To become a successful person & achieve the professional satisfaction by doing work hard in motivational environment of this highly competitive & dynamic corporate word.
Experience 1: Currently I am working in Hero Honda Motor Ltd. at Dharuhera ( Haryana ) plant as a Quality Documentation as past I have fully knowledge in operation and tool setting of CNC Fanuc Machine, HHML Company is world top two wheeler Automobil company in last 8 year . The company is totally manufacturing all types of tow wheeler motor bike most popular. ( Super Splendor, CD Deluxe )
Job profile 1:
Analyzing Monitoring & Inspection of all final incoming parts, Mainly TPM Activity And Preparing Production Report and then Manpower Planning to Utilization. Online Checking(In Process) Of The Products and Preparing Daily And Monthly Reports Dimensions checking Supervision ERP Entry and take final decision to these Analyzed of final product problems.
Analyzing method is Product Taking Dimension, Visual Checking Etc.Product dimensions i.e., venire caliper, micrometer and digital height instrument.
Experience 2: I have worked in “BELMONT RUBBER INDUSTRIES” as a Quality control inspector and previous this I have worked as a Sales Executive in same company.(2004 to Sep 2006)
Job profile 2: (ii)
Testing of manufactured product in Rubber Industries, and I have ability to Analyzing of problems and solving compressive problem in final product.
Universal Testing Machine, Mooney Viscometer, Rheometer, Flex Tester(Ross Type), Din Abrasion Tester, Melt Flow Index, Football Water Absorption, Hot Air Oven, Muffle Furnace, Digital PH meter, Dispersion Analyzer, Resilience Tester, Full Shoes Flex Tester, Hardness Taster, Fourier Transform Infrared Spectrophotometer.
Job profile 2: (i) Sales Executive
Co-ordination with Customer and Plant for Timely delivery and informing dispatch details to the party. Attending & resolving customer complaints, For the development of the business Payment Follow up with Parties.
Arranging samples and Quotation for New development and existing Parties.
Co-ordination with QC / Development / and Parties for New Development.
Fixing Meetings and Appointments with Clients Raising invoices & Continuous follow-up for payment.
Graduation (B.C.A) from A.P.S University, Rewa (M.P).
Intermediate (Mathematics and Biology) from M.P Board.
High school (All compulsory subject ) from CBSE Board.
DIPLOMA IN POLYMER TECHNOLOGY (Rubber and plastic), from Ministry of Micro, Small & Medium Enterprises (Govt. of India) conducts by Process cum Product Development Centre, Sports Goods Complex, Delhi Road, Meerut.
I have done C.N.C (machining) Course in ISO 9001-2000 Certified Govt. Institute A.K.S Nizamuddin New Delhi. Operation/ programming knowledge of Conventional m/c Like Milling, lathe, grinding, drilling etc. I have experience in CNC Lathe & VMC operation and part programming (FANUC controller)
Short term Certificate Course AutoCad and (Electrical) Passed.
Computer Proficiency/ Skill Set:
• Operating system: Win 98, Win2000
• Prog. Language: Java 1.1, C&C++
• Office package : M S OFFICE (MS Word, MS Excel)
• I am also familiar with design software CATIAV and NX6 software.
Name: Vinod kumar Tiwari
Father Name: Shri U. S. P Tiwari
Date of Birth: 3rd January, 1981
Marital status: Single
Permanent Add.: SHF/ 76 Singrauli (N.C.L Colony)
DISTIC- SIDHI (M.P) Pin-486889
Strength: Positive thinking & Self confidence.
Language Known: Hindi, English
Hobbies: Traveling and Net Surfing.
Salary: Negotiable as per company Rules& Regulation.
I hereby declare the information given above is true and best of my knowledge.
Good morning Sir,
Sir ...I am seeking a qualify position in working organization, where i can implement my skills for the growthof the organization...
if you have any opportunity regarding my job profile, So please Sir inform me...
To be associated with an organization that provide me an opportunity to learn contribute &to utilize my potential, skill and improve my knowledge with latest trends and work dynamically towards the growth of an organization teamwork..
►At presently working with M/S” ajanta pharmaceuticals LTD “Aurangabad Maharastra as an Officer (QA) Quality assurance department since Jan 2006 till date.
►Manufacturing of registration products abbreviated new drug application products, Registration product UK, Astralia, USA&ather non regulatory Countries.
►RO& DM water analysis & system validation.
►Documentation preparation of SOP & review MIS, validation, Qualification. As per GMP, USFDA, TGA, MHRA guideline.
►cGMP training as well as on job training along with documentation
►21 CFR training as well as on job training along with documentation .
►RH& Temp. record.
►IPQA, followup with R&D
►Strictaly observed the GMP&GLP in the laborato
►Calibration & validation qualification, verification.
Page 1of 1
►Preparation of document as per guideline.
►Handling of marketcamplaint, investigation
►Finish good investigation
►Handling of change control& deviation.
► Process Validation
►RO water analysis
►.DM Water anlysis
► Chlorination of water
►Handling the manpower
►Versed in the preparation of Training manual, training modules, and training to the staff.
►Sortorius moisture analyzer
►Granule flow tester
►Tapped density apparatus electro lab.
►Erveka hardness tester.
►Disintegration test apparatus electro lab.
►Friabilator electro lab.
►Calibration all measuring equipment like balance timer &gauge. etc.ph meter, conductivity meter.
►Control production, packing
►Gas chromatography (simadzu)
►UV visual spectrophotometer.
Worked for with procter& gamble (P&G) LTD at Bhopal as a QA chemist from 6th Jul, 2005 to Oct, 2006 USFDA, TGA.&WHO it is a large confectionary export as well as domestic approved plant.
page 2of 2
► M..Sc Chemestry (Organic chemistry)
from UTD Rewa MP
Avdhesh pratap singh university Rewa
Completed in year2004-2005 with 59.5%
Bachelor of Science (B.Sc.)
from S.G.S College Sidhi (M.P.), INDIA
Completed in year 2002 with 55%
From Higher Sec. school, Barka (M.P.) Board Completed in 1999 with 66.7%
From Higher Sec. school, Barka (M.P.) Board Completed in 1997 with 59.4%
Extra curricular activity -:
Internet, Ms office.(Exel, word.power point)
Personal details -:
· Date of birth – 14 jul.1978
· Father name – Shri L.R.Twari
· Mother name – Smt.Sita Twari
· Nationality – Indian
· Marital status – married
· Languages known - Hindi English, Marathi
To enrich my knowledge and to explore the possibility of growth with hard work and sincerity and hence, serving the organization with best of my abilities and skills.
WORK EXPERIENCE: Total (3.8yrs)
1. Presently I m working with NALWA steel & power limited, raigarh (C.G.) as an Engineer from 1 April 09-till date, it’s a JINDAL steel & power limited, unit, in Rolling mill department in mechanical maintenance. Its capacity is 2.5MTPA.
• To carry out the maintenance work of BLOCK & GEAR BOX.
• To check out the proper function of spindle of stands.
• To prepare the daily check list of all the equipments.
• Responsible for the cooling bed system & its chain.
• To take over the maintenance of stand.
• Responsible for the proper functioning of pinch-roll & nozzles.
• Looking after the hydraulic system of Mill.
2. Worked with BHUSHAN STEEL LIMITED, ORISSA as an Asst.ENGINEER from 14 July 07-19 March 09, I was in Project DEPTT. Of Hot strip mill. It’s an integrated steel plant with 6.0MTPA capacity.
Responsible for Erection of structural & equipment jobs at Hot Strip Mill.
• Responsible for inspection & alignment of structures & equipment.
• Responsible for welding quality of above mentioned structural items.
• Was involved in 181 MT. (India’s Heaviest) Crane Girder manufacturing.
• Responsible for shifting of equipment material at erection site.
• Responsible for the clearance for the erection of equipment job.
• Responsible for the planning for the erection of jobs.
3. Worked with a pipeline management company as a Project Engineer in Unistal system pvt. Ltd from 01 Aug 06-04 July 07. It’s a Pipeline management company.
Unistal system (p) ltd. is a web solution, designed to monitor the construction progress on real time basis.The solution is designed to provide real time information about pipe laying progress during following three stages project planning, project construction & operation & maintenance.
• Plan, impliment & act for the Project’s positive end results.
• To ensure inputs of development items.
• Monitor Development cycle.
• Done Bachelor of Engineering (B.E.) with Mechanical stream, from All Saints’ college of technology, Bhopal from Rajeev Gandhi Technical University, (M. P.) in the session 2002-2006 with first division (77.50 % )
• Intermediate from DAV Public school(C.B.S.E.) with 71.80%
• Matriculation from DAV Public school (C.B.S.E.) with 73%
1. PC WIRELESS CONTROL VEHICLE.
2. UTILISATION OF HYDROGEN AS A PERFECT FUEL
• Undergone training of two weeks at Northern Coalfields limited, singrauli.
• Undergone training of Four weeks at N.T.P.C. (Vindhyanagar).
• Good expertise in MS-Office, MS- Word, MS-Excel, MS- Power Point etc.
• Knowledge of internet surfing and Outlook Express.
• Expertise in designing using Auto CAD 2000.
• Sincere, Hard worker, confident and result oriented cheerful personality.
EXTRA CURRICULAR ACTIVITIES:
• Visited BHEL Bhopal, with college team to see the foundry work & Turbines.
• Won interschool Quiz competition.
• Father’s name: Sri R.S.Dwivedi
• Mother’s name: Smt C.Dwivedi
• Date of Birth :12/10/1984
• Nationality :Indian
DISTT: SIDHI (M.P.)
1. NITESH KUMAR SHARMA (PRODUCTION EXECUTIVE)
HINDUSTAN UNILEVER LIMITED (Assam)
I do hereby declare that the above statements are true to the best of my knowledge & belief.
VIJAY KUMAR DWIVEDI Date: Raigarh
S/o. – Mr. Sultan Ahmad
At – I-A-196, V-V-Colony, NTPC
Po. - Shaktinagar
Dist. - Sonebhadra U.P.
Pin – 231222 E-mail: email@example.com
Mobile No. 09867064801, firstname.lastname@example.org
To have an experience in a dynamic and well – framed organization that can utilize my talent of incumbent to its maximum. An environment, where I can have job satisfaction.
High School from U.P. Board of Secondary Education in with 50. %.
Higher Secondary Education in with 52.4 % from U.P. Board
DME (Diploma in Mechanical Engineering) From Institute of Mechanical Engineering in Mumbai.
Diploma in Computer Application (DCA)
ASNT-LEVEL-II, RT, PT MT, UT
Auto Cad from NIIT with 1st Division in 2002 at Bhopal (M.P)
………………………………………………………………………Cont… 1 of 4
JUNE’ 2003 – TILL DATE (7 YEARS)
Sl.No Job Description Position Date Worked Place Company’s Detail Client’s Detail Owner’s Detail
1 Erection, Welding, Commissioning & Testing of Boiler, 2X500MW QA/QC Supervisor March 2003 June 2005 Rihand nagar(U.P)
M/s PCP International Limited. BHEL NTPC
3 Welding, NDT & Commissioning of Boiler -2 x 250MW RVUNL QA/QC Supervisor May 2005 Dec
2007 Rajesthan M/s Karpara Project Engg. (P) Ltd.
2 Welding, NDT & QA/QC Documentation of 2 x 330MW QA/QC Supervisor Dec 2007 June 2008 Gujrat, Mundra Site
M/s Petron Engg.Contn.Ltd. SFPM, CHINIESE COMPANY ADANI POWER LTD.
4 Welding, NDT & QA/QC Documentation of Boiler- 5 x 800 MW Senior
Superintendent(QA/QC) June 2008 June
2009 Gujrat, Mundra Site IOT ENGG.PROJECTS LTD.
DOOSAN POWER PROJECTS LTD. CGPL (TATA POWER).
5 Welding, NDT, QA/QC Documentation of fuel oil tankage & Fire Fighting System of 2 x 500 MW QA/QC Engineer June 2009 March2010 Bhusawal Maharashtra UNITECH MACHINES LIMITED TATA PROJECTS LTD. Mahagenco
6 All QMS Responsibily-
4X135MW Plant Cap. QA/QC Sr. Engineer May
Date Nagpur KSK ENERGY VENTURE LTD.
………………………………………………………………….……………Cont… 2 of 4
Mechanical Engineer (QA/QC) with experience in power projects, Power plants in site planning, site activities, Site erection,
Prepare inspection & field quality reports.
Preparation of testing of system
Inspection of NDT. As per standard
Maintain the entire document for QA/QC.
Inspection of all testing’ as per ASME & IS codes.
To plan and execute erection & commissioning of Boiler, Piping/Fire Fighting System & Fuel oil storage & handling system in thermal power projects at site
Plan & schedule of all activities to meet the dead line of the project
Monitoring the progress of both supply of materials and field activity
Supervision of planned activities of erection & QA/QC works.
Reporting for the shortages of materials to the H.O for supply within time.
Maintain the record of field progress and revenue generation on weekly/fortnightly/monthly basis. Send weekly project status to Regional Office, Corporate Office and clients for the successful completion of the project.
Responsible for all Technical clarification as per the approved drawings and co-operate with Site In-charge and Field Supervisor for smooth execution of the projects
Preparation of project planning & project execution.
Implementation of project plan & ensuring logical sequencing of plan based on resources.
Plan resources, arrangement & allocation of resources as per the project plan.
Preparation and monitoring of testing.
Analyze gaps between the planned v/s actual and highlight the areas needing attention for action of the project team.
Prepare inspection & field quality reports.
To coordinate the erection jobs in the project site
To coordinate between different functions
To mobilize contract resources as per the site requirement
To provide necessary feedback on projects
Identify future problems as per scheduled program and suggest solutions.
Compilation or checking of bills of ongoing work
Monitoring and co-ordination of RA bills with site and client.
Co-ordinate with client for timely collection of RA Bills payment.
Evaluation of project:-
Project scheduling, material and manpower planning
Co-ordination with G.M./P.M.-Project
Monitor the work progress and taking regular DPR
Identify and report slippage
To co-ordinate for drawings in advance with the client & HO.
Co-ordinate for timely supply of material at site.
Ensure reconciliation of materials at site
• Erection & Commissioning & testing of Boiler, & Power Cycle Piping.
• Erection & Commissioning & testing of Storage tanks for Fuel oil system.
• Erection & Commissioning & testing of Fuel oil piping & Fire Fighting Piping.
• Execution of all fabrication & erection & testing of piping & structure.
• Quality control as per standards (IBR, IS, ASME & API Codes).
Father Name : Sultan Ahmad
Date of Birth : 5th March 1983
Sex : Male
Address : I-A-196, V-V-Colony, NTPC
Po. - Shaktinagar
Dist. - Sonebhadra U.P.
Pin – 231222
Languages Known : Hindi, English
Present Salary : CTC-5.5 Lacs per Annum
Expected Salary : CTC-7 Lacs per Annum
I hereby declare that all the statements made in this application and attached copy are true, complete & correct to the best of my knowledge.
Place: Nagpur (Warora Site)
To excel in the field of TELECOM and related technologies through conceptual and analytical insights and to contribute in achieving the company’s goal and enhance my knowledge with sharpening the skills.
Over 6 years of experience in the field of Marcom (Marketing & Communication).
• Working as a DTP Operator cum Graphic Designer in M. K. ENTERPRISES INDIA from 6th September 2008 to till date.
Making Product Mailer and send it all customer, Maintaining Website like product upload, Banner Designing, Broucher Designing, Flyer, Satandi, Collected DPR, Maintaining Attendance sheet, Salary Sheet Making, Sending Offer Letter, Graphic Designing, Maintaining all office Stationery like - All Kind of logo drawing, I. Card designing and send it to all engineers and core employee, Visiting Card, Boucher designing and printing, Envelope designing and printing, logo drawing, Data entry Operator, Every engineer personal account maintain, Adjustment their expenses DA maintaining (Every field employee), Vendor maintaining, Scanning, Editing, Word file convert into PDF file and doing all kind of graphic designing etc.
• Working as a DTP Operator cum Graphic Designer in TOSHNIWAL ENTERPRISES CONTROLS PVT LTD. From 2005 2nd February to 31st August 2008
Making Product Mailer and send it all customer, Maintaining Website like product upload, Banner Designing, Broucher Designing, Flyer, Satandi, Graphic Designing, Maintaining all office Stationery like - I. Card designing and send it to all engineers and core employee, Visiting Card, Boucher designing and printing, Banner, Flyer, Arraigning may kind of Fair (Like India Soft, Communic Assia) Envelope designing and printing, logo drawing, Data entry Operator, Every engineer personal account maintain, Adjustment their expenses DA maintaining (Every field employee), Vendor maintaining, Scanning, Editing, Word file convert into PDF file and doing all kind of graphic designing etc.
B. Com (Hons n Accountancy) from Calcutta University in 1997 (51% approx.)
H. S. Commerce from WBBHSE in 1994 (49% approx.)
Madhyamic from WBBSE in 1992 (48% approx.)
Diploma in Computer in 2001 from Kolkata (Softech) (70% approx)
• Microsoft office(word, excel, power point, )
• Corel Draw
• Page maker
• Photo editing
• Drawing (Logo)
• Downloading Programme
• Some knowledge of Website
ASSETS TO COMPANY:
Handles responsibilities well.
Excellent interpersonal skills.
Strong determination to grow in a organization.
Willing to relocate easily.
• Date of birth : 04 JAN 1975
• Father name : Late Nirmal Kr. Bose
• Marital status : Married
• Hobbies : Travelling, Reading Books, Listening to
• Address : GARIA STATION, FARTHABAD SITALA MANDIR,
ETERPAZA, PIN – 700 084
• Experience : 6 Years
• Current CTC : 2 lakh p.a.