[Resolved]  SBI Bank — Name Reflecting In CIBIL as Overdue

Address:

Pune, Maharashtra

Dear Sir,

I had taken a Car loan ( A/c no: [protected] ) of Rs 2 Lakh from SBI Hinjewadi Branch Pune on 20th Jan 2009 . The car loan was closed by me on 7th April 2010 after repaying all outstanding payments.

I have also received closure letter from SBI.

Currently i have applied for Home Loan from LIC Housing finance and i have been informed that my name is reflected in CIBIL for over due payment.

I have checked the same with SBI and they have confirmed that no dues are pending and CIBIL team must have forgotton to update their records.Due to the laid back attitude of both the bank and CIBIL, my home loan has gone on HOLD. Also it is hampering my Credit history reputation.

Appreciate if you can look into to this matter and help me remove my name from the defaulter list under CIBIL.

Regards

Sandeep Radhakrishnan
Cell; [protected]