[Resolved]  SBI Home Finance — Defective Survey Report of SBI Empanelled Surveyors

Address:

South 24 Parganas, West Bengal

To

The Chief Manager
R.A.C.P.C. State Bank of India
“Jeevan Deep” 4th Floor, 1, Middletion Row
Kolkata- 700071.

Sub:- Survey Report of Sri Sekhor Sukla Baidya(Applicant)for Home Loan, property at
Duttapukur 24 porganas by M/S Ghosh Surveyors & Valuers Pvt.Ltd Kolkata.
Ref:- 1)SBI RASMECCC ,Shillong letter No.RASMECCC/Retail/668 dated 19/12/2012.
2) M/S Ghosh Surveyors & Valuers Pvt.Ltd Kolkata letter dated 08/01/2003.

Sir,
Kindly your attention is invited on reference to the above cited subject . It has been informed from SBI RASMECCC Shillong, that proposed House Finance loan of Rs,8,00,000/=( From my SBI Salary Account No.[protected]) applied on 01st week of December 2012 ,cannot be sanction due to insufficient paper leads to non valuation of property by the above mention valuer on plea that mis-match of land as per Sale Agreement and Site plan map.

In this regards , I like to clarify that, official visited for valuation of property in my presence at Duttapukur and they were well satisfied with all the wanting documents and site plan map etc after measurement of land and building in possession under Dag No.534 Plot No. 12. However details of Sale Agreement and Site plant map as under:-
Owner of Land Dag No Plot No. Total land as per MAP Land in Sq.ft Total land & Area as per Sale .Agreement
Smt.J.Das 534 12 1 Cotta 12 Chottak ( With Construction area of 749 sq.ft septic tank etc ) 1260 sq.ft 1 Cotta 12 Chottak/lechas( Including one RCC Building & its bounded by North-P/No.12A,South 12 ft Rd. East-P/No.13 and in West – Smt.R.Biswas.
Smt.R.Biswas 534 12/1 1 Cotta 04 Chottak 900 Sq.ft --
Total land 2160 ft= 03 Cotta
From above, it is clear that, there is no mis-match between the Sanction map and Sale Agreement ( copy enclosed) The site inspection done by Mr Singh and original documents verified by the Advocate Suvic Roy also found satisfactory.

The valuer has raised objection about the land area of agreement for sale. In the site plan Area was mentioned as 03 Cotta but it is clearly mention in the site plan that there are 2(two ) parts under Dag No.534 . Out of which 1 Cotta 12 Chottak belongs to Smt. J.Das and 1 Cotta 04 Chottak belongs to Smt. R.Biswas . The land has also been demarked as Plot No.12 and 12/1 and I have applied for loan of the land of Smt. J.Das. It is not clear how the svaluer raised the question of insufficient paper and the objection on an authentic Site Plan Map , which is prepared by Regd. Civil Engineer and counter signed by the Village panchyat.

The owner of the property Smt J.Das (Seller) is my close relative , and she is in great financial difficulties and counting her last days of life due to serious illness . I will be very grateful if you kindly take up the matter with concerned valuer to review the matter for proper valusation of land and Building on the basis of physical finding by the Surveyor and report immediately be send directly to AGM , SBI ,RASMECCC, Shillong under intimation to RACPC Kolkata.

Yours faithfully


( Sekhor Sukla Baidya )
Manager ( Genl ) FCI., RO Shillong
GSM-[protected] e-mail –[protected]@rediffmail.com
Copy to:-
1. Sri D.Ghosh ,Chief Consultant, Ghosh Survyors & Valuers Pvt.Ltd .Kolkata.. for information with reference to my e-mail dated 31/01/2013 the details has been in intimated to you but reply not yet received. Again on 01/02/2013 the details has been explained to you at 06.12 PM through your telephone no [protected] but you fail to convinced me.

2. The Asstt General Manager, SBI RASMECCC, K.L. Complex, Deimsieniong ,Shillong-793011. .. for information with request to take the matter with concerned AGM, RACPC, Kolkata and concerned Valuer to submit the valuation of the property on physical finding by the Surveyor.