HDFC Bank — Unnecessary charges for a registered flat

Address:Jaipur, Rajasthan

Dear Madam/Sir,

This is reference in regards to my home loan from HDFC Limited, C-Scheme, Jaipur 300201. I have taken home loan from HDFC limited from above cited branch. My home loan account number is[protected]. I have collected 2 cheques of 2,50,000/- by name of the property builder and 1,00,000/- by my name for registration cost on 30th March, 2010.

When I went to submit the cheque in bank, I noticed that they have wrongly printed the details of the cheque . I have informed them (Mr. Nikhil Jain) at that particular instant and he happily agreed to issue a new cheque in later time.
So I have done the registration of my home on 31st March, 2010.

I managed time on 10th May, 2010 and went to the authority in HDFC home loan branch and told them to issue a new cheque. They (Vishal Basotia) did it without clarifying/explaining me anything but charged the pre-EMI for the amount.
I have requested them that I have already registered my flat so you have already deducted EMI but they didn’t agree and took Pre-EMI by adjusting the previous draw amount.
Why should I pay Pre_EMI when flat is already registered.

Also, initially they have sent the sanctioned letter by mentioning the wrong amount (By Shivangi Maharishi) which we have corrected after visiting to the office. Again due to Bank’s fault I am loosing a huge amount and precious time.

Here, I am appealing to stop the harassments and the compensation for same.

With best regards,

Swagata
Was this information helpful?
No (0)
Yes (0)
Complaint comments 

Comments

Get every letter in their Sanction letter corrected. You omit to pay three monthly EMIs and they take over your property under SARFAESI. The re-possession process brings the officials lot of money. They then buy your property in benami names at low price through 'private deals'. An entirely foreign Company, the HDFC encourages foul play by their employees against own countrymen.
The middle classes of this country ought to realise how fraudulent this Company is.

Post your Comment

    I want to submit Complaint Positive Review Neutral Comment
    code
    By clicking Submit you agree to our Terms of Use
    Submit
    HDFC Bank
    customer care contact
    Customer satisfaction rating Customer satisfaction rating is a complex algorithm that helps our users determine how good a company is at responding and resolving complaints by granting from 1 to 5 stars for each complaint and then ultimately combining them all for an overall score.
    Read more
    58%
    Complaints
    32724
    Pending
    0
    Resolved
    18403
    HDFC Bank Phone
    +91 22 6160 6161
    +91 22 2498 8484
    HDFC Bank Address
    Branch 542, Trade World, A Wing, Ground Floor, Senapati Bapat Marg, Lower Parel, Mumbai, Maharashtra, India - 400013
    View all HDFC Bank contact information