Sir/Madam,
I make Kisaan Credit Card from the Sindhi Cate Bank of the amt. Rs. 243000 on 10 Apr 2011 and submit on 26 March 2012 with the interest rate 9%.
But according to the RBI, the interest rate on Kisaan Credit Card is 7%. and if it return by with in 1 year then interest rate is 4%.And give the 3% subsidies from government.
But bank refund the 1.5% amount on the interest on 243000.
Sir please tell me that is this right or wrong?

Email-vipinchauhan89@ymail.com
Phone-09927603636

Thanks.