[Resolved]  Standard Chartered Bank Credit Card — Illegal charges

I am holding a “Manhattan Platinum” credit card of Standard Chartered Bank. The bank has charged a sum of Rs. 4975.78 (Rs. 2,300.28 + Rs. 288.43 on 24.10.2009 & Rs. 2164.16 + 222.91on 25.11.2009) towards the balance due of Rs. 7,995.20 made on 26.10.2009 (9 days from the due date) and that too for no fault of mine as the monthly statements was not delivered by the bank on time. This payment was made on the same day when the statement was received. The amount of interest charged i.e. Rs. 4975.78 amounts to 2524% p.a. on a payment due of Rs. 7,995.20 made on 26.10.2009 (9 days from the due date). The acts of the officials of the opposite party in refusing to refund/ reverse the illegal charges/ interest to my credit card account has caused great mental torture and harassment.