Standard Chartered Bank Credit Card — Auto renewal of promotional policies sold

Address:

Mumbai City, Maharashtra

SCB had sold an EMI based promotional package to me in July 2010 and now once the term is over the package is auto renewed without my consent and after talking to them they are saying that this packages are normally auto renewed. In the 1st month after renewal when i am telling them to cancel this policy, they are telling me to pay 30% of the package.

I dont understand why should i pay for such charges. I want to cancel this kind of auto renewal packages.