[Resolved]  Standard Chartered Credit Card — Credit card payment harassment

I am a supplementary card holder. My father was the primary card holder. He became a paralytic patient and couldnt sign if he needed anything, hence i would sign on my card and buy things. I bought a few things which exceeded the card limit but keeping in mind the standard policy of paying in part I started making huge part payments and was able to pay off a lump sum amount. My mother in law was detected with cancer last stage and my father was detected with renal problems both of whom were staying with me. My husband had to leave his work to take care of them and i was the sole income getter into the family, my salary was not sufficient to pay off medical bills and yet i was paying whatever little amount i could pay to the bank. both of them are no more and the bank is asking me to pay an amount which they say is reduced in emi which again is too high.

this just goes to show that when they need customers they beg and crawl and when it comes to such circumstances they pounce. I am willing to pay the reduced amount but over a longer period of time. But they dont seem to understand that.