Address: | Raigad, Maharashtra |
Dear Sir,
I the undersigned availed House building loan from SBI, Hadpsar, Pune. My account is of MaxGain type.
It is found that interest debited by SBI every month from June 2009 to till today is perfectly matching with my calculated figures except for few months (From May 2010 to Nov 2010). During this period interest rate was floating (9.40%, 9.90% and 10.15% which is 2.35% below SBAR). The interest deducted is too high as compared with actual interest.
Regarding the above mentioned subject I have made complaint to the Chief Manager, RACPC, Pune on 19th Nov 2010. After continous followup and fulfillemnt of whatever the documents as and when required, they have refunded partial amount (negligible) w/o any documentry evidence.
for the rest of amount I have personally contacted the concerned officials (Branch Manager, Chief Manager, RACPC, Pune and Controller of the Branch and also to SBI Helpline). But still they have not taken any action regarding said matter.
I am giving below some information about account for your kind information:
• Loan account Type : OD- HAPPY HOME MAXGAIN>35 Lac A/C No. -[protected]
• Interest Rate for First year : 8% (Fixed) – 15.5.2009 to 14.5 2010.
• Interest Rate after First year : 2.35% below SBAR –From 15.5.2010.
Kindly look in to the matter and take necesssary action.
Best regards.
Yours faithfully
Vasant S. Pawar
500, Ujjwalnagar, Gonhalpada,
Post -Vesvi, Tal -alibag, raigad, Maharashtra.
Ph -[protected] / [protected]
E-mail- [protected]@rcfltd.com
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