[Resolved]  State Bank of India, Alkapuri Branch — Removal of outstanding loan amounts and closer of HTL accounts

Kanubhai Fulabhai Kapadia
E-4, Kartikeynagar, Part-1,
B/H Jay Jalarama Nagar, Gotri Road,
Harinagar, Vadodara.
Date: 21.02.2010
To,
The manager,
CIBIL
India

Sub: Removal of outstanding dues of Home Tern Loan from cibil reports.
Ref: SBI -HTL A/C. NO:[protected] of Rs. 2,40,000.00
R/s.,
In connection with the above subject in the month Dec-03 I availed home loan of Rs. 2,40,000/- from State Bank Of India, Alkapuri Branch, R.C.Dutt road, Vadodara-390 001(Gujarat) India.
After that due to some reasons the outstanding loan amounts thereof , I had transferred to HDFC Ltd, Vadodara in the month July-2009. The SBI Bank has given me NoDue Certificate due to loan account has been fully liquidated against captioned account as on date: 03.07.2009.
Inspite of that the loan amounts and accounts appears differently in cibil reports against loan amounts of Rs. 2,40,000/- .
Opening Balance Last date Current balance Over due Reporting
31/10/2003 2,40,000/- 14/06/2005 3,27,558 7803 30/06/2005
31/10/2003 2,40,000/- 11/06/2009 1,89,759/- - 30/06/2009
31/10/2003 2,40,000/- 11/03/2008 2,05,365/- - 31/03/2008
01/06/2002 2,00,000/- 01/06/2002 41,196/- - 30/11/2009

Now , my son namely Milindkumar kapadia have taken admission in Canada colledge & for Education loan I have applied in the bank -BOB Baroda . The Bank rejected my application on cibill reports grounds latter dated on 01/02/2010.
It is necessary for removal of all outstanding dues cited above from cibil systems for my future applications. So, I humbly request you to do needful regarding this , and obliged me .
Thanking you ,
Yours faithfully

K F Kapadia
(Kanubhai Fulabhai Kapadia)