State Bank of India — NOT ALLOWING OF AMOUNT AS PER THE ELIGIBILITY CERTIFICATE GIVEN BY BRANCH.ALSO NON BUSINESS LIKE BEHAVIOUR FROM THE OFFICERS CONCERNED.

Sir,

SBI STATES AS" THE NUMBER ONE BANK OF INDIA IN THIS BUSINESS", BUT HAVE DENIED ME A ELIGIBLE HOME LOAN FOR MY SON.NOT ONLY THAT BUT THE OFFICER CONCERNED BEHAVED IN A NON-BUSINESS LIKE MANNER.

I WAS GIVEN A ELIGIBILITY CERTIFICATE BY MY SBI MIND SPACE BRANCH FOR RS. 40.00 LACS FOR HOME LOAN FOR MY SON. WHEN APPROACHED THE OFFICERS CONCERNED ONE MR. SATYENDRA FROM BORIVLI (WEST) BRANCH DENIED THE AMOUNT. HE SAID WE ARE ELIGIBLE FOR RS. 35.00 LACS ONLY.

WHEN I ASKED WHERE IN THE WORLD I WILL GO FOR THE SHORTAGE OF 5.00 LACS AT THE FAG END OF THE DEAL, I WAS INFORMED BY THE MAN THAT "SBI NEVER TOLD TO YOU TO BUY A HOUSE AND ALSO THERE ARE MANY OTHER BANKS IN THIS FIELD AND YOU CAN AVAIL THE LOAN FROM THEM.".

NOT ONLY THAT I WAS IN AGONY, BUT I WAS TO APPROACH THE HDFC BANK FOR THE LOAN WHERE IN THE LONG RUN I WILL MAKE A LOSS ON INTEREST OF RS. 5.00 LACS. WHO IS RESPONSIBLE FOR MY LOSSES??? SBI BANK ONLY. SBI SR. OFFICERS MUST REMOVE SUCH USELESS STAFF FROM THE MARKETING FIELD LIKE HOME LOANS- A MOST SENSITIVE FIELD, WHERE THE EMOTIONS OF A MIDDLE CLASS PERSONS ARE INVOLVED. I HOPE THE SENIORS SITTING AT THE BKC BRANCH WILL LOOK INTO THE MATTER AND WILL GIVE ME A SATISFACTORY INFORMATION ON THE ACTIONS TAKEN AGAINST THE CONCERNED PLERSON. I AM READY TO GIVE THIS TO THEM IN WRITING. I WILL ADVISE ALL MY FRIENDS AND COLLEAGUES NOT TO APPROACH SBI FOR ANY LOANS.

JAI HIND, JAI MAHARASHTRA.