[Resolved]  State Bank of India — Threatening Call to pay Credit Card due amount without issuing Credit Card(SBI Bank

This is Subodh Kumar Sharma I am working in Ludhiana and my native place in Joginder Nagar Himachal Pradesh

Nearly two years back I was posted at Bharti Group Okhla as this is a famous corporate house and bankers like ICICI AND SBI routinely visit our company for Credit Card or Bank account openings. And I might have applied for a SBI credit card (Not sure). But I never received any credit card from SBI


But suddenly on 30th-Oct.-09 after More than 2 year later since I left Delhi, Mr. Ved Parkash from from SBI New Delhi (Mobile Number 91-[protected]) called (twice) on my Mobile Phone saying that a due of Rs. 52000 is pending for payment and we(sbi) will file the legal action

During my stay at Delhi (Up to Aug-2007) I didn’t receive any SMS or mail or call for over due or any kind of credit card related information and I have not received any statement through mail or hard copy.

And when I talked with this guy (Ved Parkash) he told me that SBI bank has put some charges (such as fraud case) because I have purchased some-thing using SBI Credit Card and did not pay the amount.

Then I told him that I do not hold any SBI Credit Card

Then how come I can purchase some thing from it?

And I told him that please provide me details about Credit card acceptance if I have received it.

I need information for the following.

on which date you have issued Card ?

on which address you have delivered Card?

on which date you have sent it?

at what time somebody have received it?

by which courier you have sent it and what was the AWB no. or Dispatch no. etc?

who has signed on courier receipt?

which identity , the receiver showed while accepting card and did courier guy has checked out?

after use of card, did SBI bank has send any bill statement.

If Yes - then same question on which address, on which date, at what time, by which courier service.

and if amount was not paid did SBI bank send any reminder

If yes-- then same question on which address, on which date, at what time, by which courier service.

And now I am seeking justice & complete information;

Now I would like to file a case against SBI Credit Card department and all the guys who has involved in complete scenario for defamation,harassment and mental torture.

Please help me out in this situation.

Thanks & Regards
Subodh K. Sharma
91-[protected]