[Resolved] State Bank of India — didn't receive report | |
I applied for a home loan at SBI Adyar branch. I supplied all the documents on March 1st, 2008. Whenever I call the person for getting the status, he says it is under process. On[protected], when I called, the person said there was some clarification to be done in the legal report. When I asked for what it was, he said only after receiving the report I can tell you. I said OK, and till[protected], they didn't receive the report. But one person after contacting the processing office said, we can't process it as there was some problem with the valuation report (Initially they said it was problem with legal report). I am not worried of loan getting not sanctioned, because I applied only in SBI hoping that everything will be looked clearly only in SBI. But they still don't assure me when they can give the report to me. they always say it will either be in the processing office or in the bundle which we receive. When the report was ready in the processing office why is it taking this much time to come to the bank. Atleast they should have told me on 18th itself that loan cannot be sanctioned. That day they told me that there is only some clarification. I don't know what is delaying them in getting the report. I had paid for that. Finally I got the valuation report, but still[protected] I didn't receive the legal report. When both the reports come to same processing centre, why is one report ready and the other is not ready ? Was this information helpful? | |
Aug 14, 2020 Complaint marked as Resolved | |
 47 Comments | |
Comments
This is high time. We all should approach consumer court and make SBI responsible for their non co-operative and harassing behavior of staff. If they can not change let SBI stop this division and stop making claim of biggest bank of India.
Reply
bank of india — overdue in home loan
I had completed homeloan . and i want to purchase new house in ahmedabad but in cibil report saw over due in this matter so what is the solution about please inform me at my email id [protected]@gmail.com my member id is HF63431007 my name is Ramanbhai. Shankarlal .Patel and saw 17.235 over due pls. solve it imideately Does SBI come under RTI act ?
I just want to ask them...why there is a different ROI for the same loan amount with same tenure.
I have taken a homeloan in 2008, the ROI was 10.5, After couple of months, they introduced a plan for the new customers "8% fixed ROI for the first two years". I requested them to move me into that plan, but they said, it is not possible as it is only for new customers. I maintained mum...!!!
Now my ROI is 12.5%. I was very embarrassed to see the interest per month in 2008 and today is almost equal where my outstanding amount is reduced by more than 3 lacs. I have a burden of more than 35000 per year.
Can somebody throw some light, can I go for a RTI ?
I just want to ask them...why there is a different ROI for the same loan amount with same tenure.
I have taken a homeloan in 2008, the ROI was 10.5, After couple of months, they introduced a plan for the new customers "8% fixed ROI for the first two years". I requested them to move me into that plan, but they said, it is not possible as it is only for new customers. I maintained mum...!!!
Now my ROI is 12.5%. I was very embarrassed to see the interest per month in 2008 and today is almost equal where my outstanding amount is reduced by more than 3 lacs. I have a burden of more than 35000 per year.
Can somebody throw some light, can I go for a RTI ?
State Bank of India — Home Loan Documents
Dear Sir,We had applied for a home loan with SBI last year and have submitted all documents and received a sanction letter. However, the loan was never disbursed even after several follow ups. Their Managers at the Borivali West branch have been transferred thrice and the staff does not answer our phone calls any more.
They apparently can not trace our file.
We are extremely anxious and in trouble since the documents submitted were in original!
Please Help!!!
Distressed!
Durg : 26.4.2012
To,
The Officer Incharge
State bank of India
Mumbai (MS)
Sub: Regarding rejection of house loan.
Sir,
I the undersigned is residing in Durg (Chhattisgarh state). I have retired from Dena Bank in March 2011 and now I get the pension from the Dena Bank after retirement. I booked one Flat in Mauza Mondha which is being constructed by Vishal Infrastructure Nagpur, Subsequently, I approached State Bank of India, Nagpur and applied for house loan Rs.8.30 lakhs. The State Bank of India is provided one room in the office premises of Vishal Infrastructure located at Ajni Square Nagpur-15. Shri Vijay Satpute is looking after the house loan cases in that room. I have submitted the required documents and papers whenever demanded by him. The bank even charged Rs.1500/- for documentation.
Since last 6 months, I have submitted all papers required by the said bank for loan purpose. The Officer of State Bank of India, Nagpur Mr.Ghasate referred my case to SBI Durg-Bhilai Main Branches for verification. Even after receiving confirmation SBI Sector-1, Bhilai Branch. I could not receive the information about my loan case.
Then finally I came to Nagpur and visited SBI Divisional Office Kingsway Road, Nagpur on18/04/2012 to enquire about my house loan case. Senior Manager loan deptt. getting information regarding the rejection of my loan application. I was totally shocked. Though I am capable to pay the loan in due course of time. I did not get the house loan from the said bank. Thus the concern authorities of the bank have troubled me mentally and physically since last 6 months and even after that I could not get the house loan for my flat. Therefore, by letter I condemn the negative approach and activities of State Bank of India, Nagpur for not sanctioning of house loan.
Yours faithfully,
R.B.TEMBHURKAR
LIG-556, Padmanabhpur,
DURG (Chhattisgarh)
Mob-[protected]
[protected]@gmail.com
To,
The Officer Incharge
State bank of India
Mumbai (MS)
Sub: Regarding rejection of house loan.
Sir,
I the undersigned is residing in Durg (Chhattisgarh state). I have retired from Dena Bank in March 2011 and now I get the pension from the Dena Bank after retirement. I booked one Flat in Mauza Mondha which is being constructed by Vishal Infrastructure Nagpur, Subsequently, I approached State Bank of India, Nagpur and applied for house loan Rs.8.30 lakhs. The State Bank of India is provided one room in the office premises of Vishal Infrastructure located at Ajni Square Nagpur-15. Shri Vijay Satpute is looking after the house loan cases in that room. I have submitted the required documents and papers whenever demanded by him. The bank even charged Rs.1500/- for documentation.
Since last 6 months, I have submitted all papers required by the said bank for loan purpose. The Officer of State Bank of India, Nagpur Mr.Ghasate referred my case to SBI Durg-Bhilai Main Branches for verification. Even after receiving confirmation SBI Sector-1, Bhilai Branch. I could not receive the information about my loan case.
Then finally I came to Nagpur and visited SBI Divisional Office Kingsway Road, Nagpur on18/04/2012 to enquire about my house loan case. Senior Manager loan deptt. getting information regarding the rejection of my loan application. I was totally shocked. Though I am capable to pay the loan in due course of time. I did not get the house loan from the said bank. Thus the concern authorities of the bank have troubled me mentally and physically since last 6 months and even after that I could not get the house loan for my flat. Therefore, by letter I condemn the negative approach and activities of State Bank of India, Nagpur for not sanctioning of house loan.
Yours faithfully,
R.B.TEMBHURKAR
LIG-556, Padmanabhpur,
DURG (Chhattisgarh)
Mob-[protected]
[protected]@gmail.com
i applies with sbi bank for home loan that bank is in Mumbai and my salary account is also in that branch. after giving them all documents they said they will give me loan this wording was from sbi branch manager when i commit with my builder regarding loan after that sbi manager call me and he told me they can't give loan as my property comes in kalyan so i will have to approach near kalyan with sbi bank only now here i lost my time and commitment with my builder. What is use of e-banking or net banking when branch are not connected with each other how they say that they are connected with each other.
Vicky haswani.
haswani.[protected]@rediffmail.com
[protected].
![]()
Vicky haswani.
haswani.[protected]@rediffmail.com
[protected].
SBI, Kilakarai branch (02223) worst approach with customer, and the branch manager is lack in knowledge on process and procedures. single window process is not applied and also required repeated visits to the branch for completing a transaction.
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