[Resolved]  State Bank of India — PAYMENT CHEQUE DEPOSITED BY SBI IN ADVANCE

I am holding SBI credit card [protected]
Iam a sincere payer of all my dues within stipulated time.
My last statement for the month of JULY-08 due date was 22/07/08. I dropped the cheque for the amount Rs 11854/= on 12/07/08 and cheque dated 19/07/08, bearing cheque no 213326 from HDFC.
SBI people presented the cheque on 14/07/08 which is 6 days in advance, hence HDFC returned the cheque even sufficient amount was there in my account.
On 2 nd Aug-08 I got a call from SBI saying that my dues are still pending. I got shocked. I conducted my HDFC bank they explained me the details of advance presentation of cheque. Immediately on the same day I reported the SBI customer care and they said they will resubmit the cheque and get it honored. Get in touch with us after 4 days .Meanwhile I got next statement stating all dues and fine charges more over for immediate payment.
I am getting frequent phone calls for the payment which disturbs me lot from my job as well as personal life.
I am ready to pay my amount ( cash or cheque )with out any fine charges if SBI send me the old cheque.
If they call me and disturb further I may be mentally hurt for which SBI will hold responsible. Do the needful at the earliest.
Regards
durairajah.r