[Resolved]  State Bank of India — Imposing Penalty without fault

Address:

East Delhi, Delhi

I had cancelled my Card No. [protected] on 23.03.2011 and clear dues as per the demand letter dated 28.03.2011 vide Ref No. MQ[protected] from SBI Card, I had paid full amount i.e Rs. 25,199.02 in withing due date. But in the next statement dated 15.04.2011 following transaction has been shown:-

15/03/2011 Annual Fee Credit (EXCL GST 51.50) 500.00 Cr.
15/04/2011 FIN CHARGE ON RETAIL (EXCL GST 114.52) 1111.80 Dr.
15/04/2011 TOTAL GST DEBIT FOR CURRENT STMT 63.02 Dr.

The above statement shows only reversal and the penalty for non payment of Annual Fee which I do not want to use the credit card. Still SBI is imposing penalty for non payment of Annual Fee which is not due as I am already cancelled my card.

Govind Agarwal