[Resolved]  State Bank of India — MIN BAL CHGS

I have SBI salary account . I left the company which I use to get salary credited into my SBI account.Eventhough I maintain 2k in my account SBI use to deduct some minimum balance charges.Recently they have deducted two hundred rupees.

Some of the comment/Complaint I would like to share about SBI services
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SBI's ATM service is very very worst.
Most of the SBI ATM's are not being maintained properly. We can see how the A/C can be usefull for other than human being(Insects, birds, some times dog also)
Most of the time i used to get wrong balance(weak heart people's dont use SBI ATM cards please!!!)
and it happens for almost everyone.

I have SBI saving account number[protected]. i am facing a problem of deduction of money from my account.two times some amont of money has been deduted from my accont with reference of MIN BAL CHGS.please clarify me.i shall be very thankful to u for this.

Same thing happen with me..
I have changed my bank A/c to ICICI bank..

hello sir using regular account sbi one day less than amount next options second probliem 28/03/2012 pos purches double chrges pls refurnd my amount im request pls refurnd amount

name . vishal edage
a/c [protected]
Branch . karwan city, HYDERABAD state ANDHRA PRDESH PINE CODE 500006
31-Mar[protected]Mar-2012) MIN BAL CHGS 225.00
28-Mar[protected]Mar-2012) POS PRCH
POS[protected] LIMITED HYDERAB 200.00

KIRAN
these are the charges levy by sbh and in 2010 for chq book min balance is 2500 and in 2011 min balance is 2000 for chq book if non maintenance of min balance the fine is 100 in 2010 and 50 in 2011


Features
Minimum Balance : Rural Area – `25/- Other Centers – `50/-
Charges for non maintenance thereof : No service charges will be levied for the accounts with minimum balance of `25/-.
Savings Bank Account with Cheque facility Minimum Balance : RURAL Non-Rural

Public `500/- `1, 000/-
Pensioners `125/- `250/-

Savings Bank Accounts without Cheque facility Minimum balance : RURAL Non-Rural

Public `250/- `500/-
Pensioners `250/- `500/-

Charges for non maintenance thereof Savings Bank Accounts
Current Account : Rural/SemiUrban : `150/- per qtr on AQB
Urban / Metro : `300/- per qtr on AQB.

Individuals : `250/-p.m.

Others : `450/-p.m.

In-Operative Accounts SB/CA : `75/-p.a.. If the balance is less than `75/- Account to be closed.
Addition/Deletion of names in all deposit A/C’S : `100/- per occasion
Changes in operation instructions, Power of Attorney, Board Resolution etc : `100/- per occasion
Charges for Account Statement Savings Bank
Current Account
CC&OD under SIB, AGR&PER segments (except against Bank Deposits)
C&I Advances : NIL
CA–Individuals : NIL
CA-Others : `300/- p.a.
Limits upto `25000/- : NIL
Limits over `25000/- : `300/-p.a.
`300/-p.a.
Issue of duplicate Passbook/Statement w.e.f.[protected] : `100/- with entry up to past 12 months transactions.
`500/- with entry for more than past 12 months but not exceeding past 3 years.
`500/- per financial year with entry for more than 3 years.

Enquiries relating to old records (more than 12 months old) : `150/- per item.
Premature Closure of SB/CA accounts before 1 year from date of opening of account. : Individuals `220/-
Others `500/-
Charges for non-adherence to SB rules. w.e.f.[protected]. : `5/- per entry( entries over 30 per half year.) Shall be applied in accounts on 30th June & 31st Dec.
Signature attestation / Verification : `50/-
Photo Attestation Charges : `100/-
Stop payment charges : `55/- per instrument
Charges for issue of cheque books : MICR cheques – at Mechanized `2.50 per leaf Processing centers
For non-MICR/ MICR cheques `2.00 per leaf
At other centers
CHARGES FOR MULTI CITY CHEQUES
Cheque Book Charges : `2.50 per cheques leaf (above 50 free MCC in a year )
`5/- per cheque leaf for all segments/customers.
Transaction Cost : `50/- per Transaction
Cheque Return Charges : `100/- + normal service charges for each cheque returned