[Resolved]  State Bank of India - Melur Branch (0258) - Madurai District - Tamil Nadu — Cheque dated 26.09.09 was lodged on 05.10.09 et.,

Sir,
I, Joy James Sigao, is an account holder of State Bank of India, Tallakulam Branch, Madurai and an Non Resident Account holder in Central Bank of India, South Ex Part-I New Delhi.
My wife had/has a loan account no.[protected]/ [protected]/ [protected] at State Bank of India, Melur Branch - (0258), Madurai District, Tamil Nadu.
As my wife wanted to close the loan account, I gave a cheque bearing number 839984 dated 26.09.09 on Central Bank of India - (NRE Account), for an amount of Rs. 75,600/- (Rupees Seventy five thousands and six hundreds only) being the outstanding balance amount, to the State Bank of India Melur Branch on 26.09.09 in person to the concerned duly registering at the counter. The concerned dealing hand said that the cheque has to be sent for collection as the same is not an at-par one.
To our surprise, the same cheque dated 26.09.09 was lodged by the branch only on 05.10.09 and was despatched for collection on 08.10.09, and the amount is not received till date (07.11.09) by the branch. To our surprise it seems that the cheque has not reached Central Bank of India, till date.
On enquiry to-day the 07.11.09, they are saying that they shall try to return the cheque without collecting as such for the reason to substatiate their action of recovering the loan due instalment from my wife even after receiving the cheque, on 26.09.09 and keeping uncashed.
The Branch manager was saying that he cannot do anything to help but to write to their Service Branch at Delhi, and he may not be able to do anything but, only on receipt of reply from their Service Branch at Delhi.
While the branch is an online one, he does not want to use any of the modern amenities even to find out the location of the cheque. He was exclaiming that his Branch does not have any grivence side to hear the case.

Thanking you sir,
Joy James Sigao

Date of Transaction : Cheque given on[protected]. money not received till 07.11.09

Loan Account No.[protected]/ [protected]/ [protected] at State Bank of India, Melur Branch - (0258), Madurai District, Tamil Nadu.

Transaction Amount ; Rs. 75,600/-, The complaint regarding this was made to the above mentioned people in person at the Branch at around 10.30am on 07.11.09 and waited till 01.30pm. had return empty handed, as we were asked to enquire again 11.11.09.

Sir, I request that take necessary action may kidly be initaited to get my transaction through as early as possible.