[Resolved] State Bank of India — Education Loan delayed. | |||
Respected Sir/Madam, Sub: Education Loan delayed I am Uthayakumar from Orathanadu, Thanjavur district, Tamilnadu. My father is a former. Now I am studying B.E 1st year in one of Kings engineering college at Thanjavur. I have applied for a education loan in Orathanad branch of State Bank of India. I am trying since August 2010. I applied education loan after waiting 4-5th month only they open my account. But yet they denied and did not give a proper answer for me. Last five Months every Saturday and also weekday i am going and waiting for few hours about this education loan. They gave some forms and told that you should get sign from all other banks for that don’t have any other loans in other banks. We get sign in all other bank managers and gave to SBI. Then till now they are asking so many questions like that do you have house, land and bond papers and etc.. Then they told that we will come to your home and check everything (house and bond papers details). Till now they didn’t response. What can I do? We are poor family that’s why our problem.. My annual loan amount is Rs.50, 000(Fifty thousands only).but they accept only Rs. 30000. Loan for four Years. Overall loan amount is 200,000(Two Lakes only) for completion of my course. My education details 10th- 92% 12th- 84% B.E- waiting for 1st semester result (87% cycle test) Now I have finished 1st semester also. After then they didn’t response anything. Not only Myself all students are facing this problem. One of my relative applied Education loan in Indian Bank. Annual loan amount is Rs.40, 000(Forty thousands only).but they accept only Rs. 25000. Loan for four Years. Overall loan amount is Rs.160,000(Two Lakes only) for completion of my course. But He got loan amount only Rs.17000. What he can do about this amount. Daily expenses also 30 rs. Bank Details: State Bank Of India Branch: Orathanad IFSC Code: SBIN0000973 MICR Code:[protected] Address: KPN buildings, Rayar Street, Orathanad District: Thanjavur State: Tamilnadu Pincode: 614625 Ph:[protected], 233218, 233228, 232013. Was this information helpful? | |||
Aug 13, 2020 Complaint marked as Resolved | |||
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