[Resolved]  State Bank of India — Fraud of Reputed Nationalised Bank

Address:

Pune, Maharashtra

Hi,
I have applied for SBI credit card in 2006.
SBI has issued me a credit card on behalf of this application.

SBI is providing facility to activate the card once you get the card delivery.
If you have not activated the card you are not allowed to use the card.

Also all the bank have one rule that they will issue a first statement if and only if you use the credit card once.

I have one credit card from SBI bank
Details are as below.
Name : Samir Patel
Credit card no : [protected]

I have never activated this card yet. so i can not use this card as credit card.
Bank has never sent me any credit card statement before and suddenly bank has sent me a mail that i have Rs.32069.94 outstanding on this credit card.
I was very much shocked.

I dont understand without activating this card how can i get this much outstating on this credit card. Also they haven't send me any credit card statement.

If bank have any proof that i have activated this card please provide me the proof.
Also bank have any proof that they have send me hand to hand delivery of bank statement then please let me know.

After that i have mailed to bank's customer care center many times.
I have also called to customer call center many times.
But i have not find any solution.

Few days back i had a talk with one executive from the bank. they have told me that they have transfered Rs.10000 into my ICICI credit card.
Now here comes the banks fraud.
I have applied for SBI credit card and they have transfered Rs. 10000 to my ICICI credit card and that is also not from SBI bank it is from Another state bank.

Now they have transfered Rs. 10000 to my ICICI credit card from another bank
how come i know that this was for the credit from the SBI credit card which i have applied and i have to repay it to SBI credit card.

One more thing they have never deliverd any credit card statement to me so i was not aware of the same due for SBI which is not transfered from SBI but another bank. I have never activated this credit card so i was not worried about any due on this credit card.

Now suddenly they have send me the sms on my mobile that i have Rs.32069.94
out standing on this credit card. So they have given Rs. 22069.94 panelty on just Rs. 10000. Which actully i am not aware of due to bank's fault.

I want to file a charge of fraud on State Bank of INDIA for the same.
Also being a Proud of INDIA as national bank having good reputation in aam aadmi of india, no one can think of being cheted by such a bank. But still it is true and i have all the proofs with me.

If any banks authorised officer is looking into this complain please reverse all the extra charges as that is not my fault and i am not liable to pay extra charges on bank's mis management. I was ready to Pay Rs. 10000 if the bank will show me the proof with in 1 month from today that they have transfered Rs. 10000 into my account. If any one want more clarification you can contact me on below number.

Regards,
Samir Patel
M: [protected]