DHFL — Misrepresentation for Policy #[protected]

Address:

Ahmedabad, Gujarat

Hi DHFL Premerica, I have already raised complain few months ago and this is my third complain to cancel my policy and refund Surrender Value of Policy as per Section 45 or the Insurance Act, 1938. I have attached screenshot from my Phone (Message communication btw me & Chirag Joshi - http://cl.ly/image/3x0o1q2o440V) to show that they were trying to force me to pay cheque amount while i given them cheques for Loan purpose and one of it cheque was used for Life Insurance. Please cross check with Insurance purchase date & my communication with Chirag Joshi dated) Over Phone they say that this insurance policy is compulsory else section loan will be canceled, they never guide me properly that you'll already get Home shield policy which i came to know later on. There was another person include (Sanjay Gupta) who is not official employee of DHFL but great link with in house employee, indeed he receive official DHFL email from employee silently and all they do unfair business and malpractice with customer. That guy Sanjay Gupta also charged me 2% of the loan value + 11.30 ROI for loan which is already higher than market or competitor like banking or other non-banking sector. Anyway, for that case i am already fighting with authorise person and i would def. not leave those cheater people. I would not be only one, there may be so many also. Here i would like to request to cancel this policy and credit the surrender value. Below is my policy details. Feel free to contact me for any issue, i would also ask to send the same thing in email so i'll have record for each thing, i really don't trust phone calls (fake words/promise). Policy details: Plan: DHFL Pramerica Future Idols Gold+ Policy #:[protected] Date of Commencement: 31/08/2014 Policy Term: 15 Years Freq. of Payment: Annual Premium Inst.: 49811 S.T.: 1494 Edu. Cess: 45 Amount Payable: 51350 I am expecting to get this case close as early as possible and i look forward to get surrender value. I believe Chirag Joshi was the center person to deal with me and connected with Sanjay Gupta (i think he (Sanjay Gupta) said he is channel partner of DHFL) are deeply involved.