HDFC Bank — Credit card

Address:

Indore, Madhya Pradesh

This is regarding my Hdfc credit card, due to my bad financial condition I have not been able to pay my outstanding balance since March 2015.Because of this my outstanding amount of around[protected] has gone up to more than 250000. I have always intended to pay my card dues but have not been able to do, so I have offered the bank settlement which they have refused as I don't have money to pay them. Hdfc has been threatening me almost every 4-5 days calling up my relatives as well which is against the RBI guidelines. Kindly help in this matter.