HDFC Bank — Hdfc bank cheating after home loan fully paid

Address:	Kolkata, West Bengal, 700136
Website:	www.hdfc.com

My home loan a/c no.[protected]
I have fully paid the principle component on 5th july.
But hdfc bank tried to debit emi as ecs after the loan has been finished on 11th july.
Even i wrote to hdfc home loan brach by mail not to deduct emi as ecs on 5th july but they didn't reply.
Can you believe?
Not only that, after paying homeloan fully, i didn't have sufficient balance in my bank so ecs returned.
Then hdfc bank imposed a fine for ecs return as inr 402.50 on 21st july.

Can you believe, after paying home loan fully, a bank like hdfc is trying to deduct ecs and imposing fine inr. 402.50 for ecs return?

This is cheating, this is really not fair, i need inr. 402.50 back to my bank account...
2 mails attached.

Thanks,
Baidurjya choudhury
Baidurjya. [protected]@gmail.com
Phone - [protected]