[Resolved]  HDFC Bank — Hdfc bank credit card

Address:

Chennai, Tamil Nadu, 600041

I had received my hdfc credit card (5241 * * 3426) in 2012 and was using it. Unfortunately due to rescission i lost my job and was unable to pay any dues on my credit card for almost 2 years which results my credit card was totally blocked. I was unable to pay my dues due to economical crisis at home and job. At-last i got job in reputed company in september 2014. This job helped me to clear my credit card due of 81000 and hdfc bank has issuesd me letter for clearing due and card blocked for further usage on 10-march-2015 (Attached). My credit limit was 45000 and including interest i have paid 81000.

Currently i earn 50000 monthly but even my salary account back is not issuing me credit card or loans. This is major loss and hdfc bank has impacted me negatively as i am unable to upcome economically nor help my parents to build their house neither am not getting loan for my future plannings. When ever i apply for loan or credit card my applications are rejected due to bad score and i am unable to take care of my parents hospitalization charges as well. I feel shame and guilty for applying new cards n loans.

I kindly request hdfc bank to mandatory issue me credit card with the details already they have in their database or i can provide the latest required details this helps me to maintain good cibil for my future references. Also hdfc bank to provide me no-objection certificate to issue credit card and loans and this helps me to apply loans or credit card with other banks.