[Resolved] HDFC Bank — HDFC bank is LOOTING customer money towards preclosing and processing fee for personal loans | |||
I(Suresh Baddika) have taken loan#22274920 in your bank and I completed 26 months EMI's so far with out any due. I called to the customer care for preclose details for my loan. They mentioned 4.4% service tax towards the preclosure charges from October 1st, 2014, and this is not intimated to me. When I took the loan they the executives told me that I can preclose my loan after completion of 24 EMI's with ZERO percent. Now they are telling as per the RBI guide lines we are charging 4.4 percent towards preclosing the existing customers. My strainght question to the HDFC Management why other banks are not charging the preclosure charges. Your bank looks like looting money from the customers in every possible way. I have taken 4 loans in your bank so far and the bank people took the money for preclosing one loan and processing for another loan in a same time. This is happened to all my 4 loans. I finally want to give complaint on this to Executives of HDFC Bank, how this bank is taking money towards preclosing, processing and other mandatory insurance premium for every Loan I took. Since 6 Years I am maintaing my good relationship with your bank. Now I decided to stop my relationship with your bank. I took my first step to avoid this bank in future by cancel my credit card in this bank. And I will convey this incident to all my people in my circle how HDFC is taking money. Was this information helpful? | |||
Aug 14, 2020 Complaint marked as Resolved | |||
2 Comments | |||
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