[Resolved]  HDFC Bank — Huge penalty charges by hdfc credit card and no help from senior management

Address:

Mumbai City, Maharashtra, 400708

I have been using hdfc credit card from last 5 years and it was my worst decision ever in my life to have the hdfc bank credit card. I am being paying penalty charges through out these years without complaining. I almost paying 15 k minimum charges which is half of my salary and regularly paying finance charges averagely 2 k every month with interest 3.40 per month and yearly 40.8 per year which is more then 3-4 times for any kind of bank loan interest. Which is halt my personal growth and interrupt all my accomplish like home loan child insurance rd account and all.

Mentioning above issues i was seeking help from hdfc seiner management to repay all my balance to get rid out of finance charges every month so i requested some finance charges levied off, but out of my expectation they have simply denied my request stating all charges are rightly levied and my card is not eligible for any kind of concession. Which deeply hurt to me. Also this is strength that my card is always eligible to increase the credit limit and they have increased the limit to near 2 lakhs from 75 in two times to get more revenue from customer like me.

Anyway i am trying to overcome with my all financial issue and readying to repay all balance amount to avoid pay any further charges to hdfc hence after i will stop all my relation with hdfc bank and inform all my circle to be away from hdfc as much as possible. Thanks

My complain no - hbl=[protected]
Mail id - [protected]@gmail.com