HDFC Bank Bank Loan Department — Assurance of loan at 0% interest for ten years

Address:

New Delhi, Delhi

I live in Delhi. I received a call from Amit Agarwal and later Rahul in early March 2015 who told me that they were from HDFC Bank and would get me a loan of INR 300, 000 on 0% interest provided I agree to pay 30, 000 every year for ten years. I was foxed and asked how that was possible. I was told that there was lot of idle capital with the Bank which needed to be loaned out. But I would have to buy a life insurance from HDFC for the same amount to begin with and then I will be entitled to loan against it. I will have to forgo the benefits that would accrue to me after ten years. I would have to sign a bond with the bank for this and the bonus that would have come to me would flow into the Bank. I found it credible and signed a cheque of 30, 000 for HDFC Life ClassicAssure Plus. I was cautioned by the person contacting me not to divulge the loan plan to the agent who would come a pick up the cheque from me. I played according to the advice. I got the insurance policy papers within a week. I read that I could return the policy within 15 days. I was asked to scan the policy papers and send it to the cocnerned executive Mr Dev Malik through whatsapp. I was assured that very soon they would visit me and get the necessary bond papers signed for the loan to be activated. However, no body visited me. Rather after few days I received a call from some Aditya Oberoi that they could not send 300, 000 through NEFT because as per RBI provisions my account needed to have earlier record of such high value transaction. That is why, I needed to pay up another 25, 000 which would be refunded to me after my loan amount is credited to my account. This is when my sixth sense came to my rescue. I could easily feel that I was being duped and taken for granted. I cursed myself and withdrew myself from such exercise. Now I am left with a policy that I have to pay up for next ten years. These guy are rogues and must be taught a lesson. I now remember that Amit, Rahul, Aditya and Dev, all had similar voices. I presume they could be different names for the same fakester. Beware. I have Dev Malik's no with me: [protected]. Amit's no as given to me was [protected]. I am receiving calls from Dev today from yet another no - [protected]. I also receive calls from the following nos.[protected],[protected],[protected],[protected],[protected],[protected],[pro...⇄ and many others starting with 401301. It seems there is a well organised gang operating in the capital in the nam eof HDFC Bank Loan Department and brining bad name to the Bank. I want it to be investigated and such rogues should be brought to justice.