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My husband took loan of 6.59 lakhs on my name on august 2012. EMI was getting deducted from my salary for 6 months. Since I gave birth to two girl babies, he gave divorce and now am bearing my and my children expenses. I am unable to pay EMI. We have booked dowry case against him, but as you may be aware court matters never get resolved very earlier but certainly it will be get resolved soon. Many times I requested HDFC recovery agent to give me some time for repayment of loan but they are not ready to listen, they are directly coming to my mother house and torturing us to pay the emi? and they are threatening that if we don't pay then they will go to my office and they say that they know how to collect from their?? Please can somebody suggest what can i do to do ask for some more time with the bank, because i have all the proof that this loan is taken by my husband and not me just i need to prove that in court but dont know how time it will take. Kindly give some valuable suggestions?? I just need minimum of 6 months of time to repay the loan amount.
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Request you to write to us at [protected]@hdfcbank.com with your loan account number, contact and issue details. Kindly mention the reference ID TTU[protected] in the subject line of the mail. Will look into it.
Anay
HDFC Bank Customer Assistance