[Resolved]  HDFC Bank Credit Cards — Over Charges

Address:

Pune, Maharashtra

I name is Yogesh rathod. I have been holding a HDFC credit card which was given to me on taking HDFC car loan in 2010. Due to some family problem in 2011 I had used the credit card & withdrawn some amt.My credit limit was 30000.00. As I had use the card to some extend. So from the next month i.e from 2011 I started paying some amt. or more than min. balance. But even after paying at least some amt the outstanding today is 50000.00. From 2012 I have not received my credit card statement. I do not know how much different types of charges have been imposed till today. I even do not know how much amt is paid my me. NO a/c statement have been given to me from 2012. Their recovery person calls me up & I pay the amt. said. I have also requested many times for settlement for this card but no action is taken. Sir as per my calculation they have charged more than 25000 to 30000 as late fee & other charges. I would request the consumer forum to help me out & direct the bank to do some type of settlement. I credit card companies are looting the common man by charging various charges. Sir my credit limit was 30000.00 & even after paying some amt ( more than 1000.00 per month) the outstanding after two years is gone to 50000.00.