[Resolved]  HDFC Bank Ergo General Insurance — HDFC customer care team and sales representatives are giving wrong information to take policy.

Address:Hyderabad, Andhra Pradesh

I have taken health policy on M.sirisha name. Policy number is : HN[protected]. I have taken this policy for eye laser treatment (Lasic laser) only .I know that Lasic laser treatment will cover any policy.But HDFC customer care team and sales representative clearly confirmed that Lasic laser treatment will be covered from 3rd year. Before renewing I have called customer care 3 times and all 3 agents confirmed that it will be covered.When i asked mail confirmation no one given the same confirmation. I have raised Service ID=[protected]' raised for providing wrong information by customer care.They replied that "inadvertent error made by customer care executive and necessary action has already been taken against the said executive".But finally I lost the money for the wrong information given. In the same mail they are saying lies that no one given such confirmation . Be careful with these type of fraud guy's. Grievance Cell [protected]@hdfcergo.com via yahoo.co.in Jul 7 to manohar Dear Mr. Reddy, This is with regards to your e-mail dated July 04, 2014. At the outset, we sincerely apologize for the inconvenience caused due to inadvertent error made by customer care executive and necessary action has already been taken against the said executive. Manohar reddy.M, Phone:[protected]..
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Aug 14, 2020
Complaint marked as Resolved 
HDFC ERGO General Insurance customer support has been notified about the posted complaint.
Dec 19, 2014
Updated by mano0208
I didn't receive any update from HDFC.
Complaint comments 

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Dear Mr. Manohar Reddy,

Thank you for sharing the required details.
We will look into the matter and get back to you shortly.

For any queries please feel free to call our Toll-Free:

[protected]from any Landline & Mobile)
[protected]from MTNL or BSNL Phone)


Regards,

HDFC ERGO General Insurance
Dear Mr.Manohar Reddy,

Thank you for sharing the required details.
We will look into the matter and get back to you shortly.

For any queries please feel free to call our Toll-Free:

[protected]from any Landline & Mobile)
[protected]from MTNL or BSNL Phone)


Regards,

HDFC ERGO General Insurance
ear Mr.Manohar Reddy,

The laser eye treatment is not covered as per our policy terms and conditions. However, we request you to submit your
original claim documents along with treating doctor's certificate in indication for the laser surgery of the eye to process the claim.

Further, there was no such confirmation provided on call for the coverage of laser treatment and
neither the insured raised any such query on the verification call made during the issuance of policy.
Hence, our stand on the laser surgery of eye will remain the same.

For any further queries please feel free to contact us on:

Toll- Free Helpline :
[protected] from any Landline & Mobile
[protected] from MTNL or BSNL Phone

E-mail address : [protected]@hdfcergo.com

Regards,
HDFC ERGO General Insurance
If laser eye treatment is not covered as per our policy terms why you are asking to submit original claim documents along with treating doctor's certificate .If it is not covered then I will take this some other time.I have attached mail received by DFC customer care stating "inadvertent error made by customer care executive and necessary action has already been taken against the said executive" . Same mail screen shot is attached.

Same information is updated in Service ID=[protected].It gives clear itend that HDFC team will intentionally giving false commitments at the time of policy taking and later on saying lies on the given commitments.

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